3232 Koval Ct, Orlando, FL 32837 Property Records

Orange County property record for 3232 Koval Ct, Orlando, FL 32837

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,345 sqft · built 1989
Lot Size	0.151 acres (6,578 sqft)
Owner	2 Individual Names on File
Last Sale	$164,900 (Oct 2016)
Tax Bill	$4,663 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-24-29-8171-01-010`

Property Details

APN / Parcel Number

Primary APN	`16-24-29-8171-01-010`
Alternative APNs	`292416817101010` `438020` `443674` `448173`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,345 sqft Living Area
Gross Area	1,694 sqft
1st Floor Area	1,345 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,578 sqft (0.151 acres)
Garage Type	Attached
Garage Area	333 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3232 KOVAL CT
City	ORLANDO
State	FL
Zip	32837-9046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SKY LAKE SOUTH UNITS 6 & 7 PHASE 3B 22/34 LOT 101
Legal Range	29E
Legal Township	24S
Legal Section	16
Legal Subdivision	SKY LAKE SOUTH UTS 6 & 7 PH 3B
Legal Phase	3B
Legal Tract	8171
Legal Block	1
Legal Lot Number	101
Legal Unit	6
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1007
Census Tract	17018

Owner

3232 Koval Ct is owned and occupied by two individuals who bought it in October 2016.

Source: Orange County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3232 KOVAL CT, ORLANDO, FL 32837-9046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Nov 7, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 5, 2019	Loan Modification, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2016 · Amount on File
Deed Sale	Oct 12, 2016 · Amount on File
Prior Sale	Sep 3, 2003 · Amount on File
Deed Document Number	2016533987
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3232 KOVAL CT, ORLANDO, FL 32837-9046
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 KOVAL CT, ORLANDO, FL 32837-9046

Mortgage

Document Number	0000550471
Date	Sep 8, 2022
Instrument	20220550471

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3232 KOVAL CT, ORLANDO, FL 32837-9046
Document Number	0000770522
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 KOVAL CT ORLANDO FL 328379046, ORLANDO, FL 32837-9046

Mortgage

Document Number	0000770522
Date	Dec 9, 2019
Instrument	770522

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	3232 KOVAL CT, ORLANDO, FL 32837-9046
Document Number	0000757103
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 KOVAL CT ORLANDO FL 328379046, ORLANDO, FL 32837-9046

Mortgage

Document Number	0000757103
Date	Dec 4, 2019
Instrument	757103

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 3232 Koval Ct was $4,663, up 5.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,590 (+1.41%) Land $95,000 Building $210,590	$305,590 (-1.27%) Land $95,000 Building $210,590
2025	$4,663.00 (+5.09%) Homeowner's exemption	$301,334	$309,510 Land $95,000 Building $214,510
2024	$4,437.00 (+7.38%)
2023	$4,132.00 (+4.61%) Homeowner's exemption	$284,313 (+11.78%) Land $95,000 Building $189,313	$284,313 (+11.78%) Land $95,000 Building $189,313
2022	$3,950.00	$254,357 Land $95,000 Building $159,357	$254,357 Land $95,000 Building $159,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3232 Koval Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3232 Koval Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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