3232 Harness Loop, Helena, MT 59602 Property Records

Lewis And Clark County property record for 3232 Harness Loop, Helena, MT 59602 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,630 sqft Living Area
Lot Size68,389 sqft (1.57 acres)
OccupancyOwner Occupied
Last Sale$262,400 (2012)
Tax Bill$3,125.00 (2025)

Property Details

APN / Parcel Number

Primary APNR0534844
Alternative APNs
  • 05-1888-12-4-02-21-0000
  • 0000037348

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,630 sqft Living Area
1st Floor1,630 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area68,389 sqft (1.57 acres)
Parking Spaces11 Parking Spaces
Garage TypeMixed Garage
Garage Area3,208 sqft Garage
Deck Area323 sqft Deck
Porch Area126 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number0000037348
Street Address3232 HARNESS LOOP
CityHELENA
StateMT
Zip59602-6011
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionLONE PRAIRIE ESTATES MAJOR SUBD, S12, T10 N, R03 W, LOT 4-11, COS #3023331
Legal Range03W
Legal Township10N
Legal Section12
Legal SubdivisionLONE PRAIRIE ESTATES MAJOR SUBD
Legal Lot Number4-11
JurisdictionLEWIS AND CLARK MT
Minor Civil DivisionHELENA
Census Blockgroup2
Census Block2002
Census Tract1202

Owner

Source: Lewis And Clark County records · APN R0534844

Assessment roll updated September 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3232 HARNESS LOOP, HELENA, MT 59602-6011
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Dec 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 29, 2012 · Amount on Record
Deed SaleFeb 29, 2012 · Amount on Record
Prior SaleJul 18, 2006 · Amount on Record
Deed Doc Number20123217690
Deed Book / Page44 / 8154
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS AND CLARK MT
Recording DateJun 24, 2026
Property Address3232 HARNESS LOOP, HELENA, MT 59602-6011
Document Number0003451692
Book / Page65 / 5242
Instrument DateJun 15, 2026
Instrument20263451692
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3232 HARNESS LOOP, HELENA, MT 59602-6011

Mortgage

Document Number0003451692,
DateJun 24, 2026
Book Page65/5242
Instrument20263451692
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 01, 2046
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS AND CLARK MT
Property Address3232 HARNESS LOOP, HELENA, MT 59602-6011
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM58/4366
DateDec 30, 2020
Book PageM58/4366
Instrument3369950
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Lewis And Clark County records · Assessment roll updated September 15, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMontana
CountyLewis And Clark County
Elementary School DistrictHelena Elementary School District (PK - 08)
Secondary School DistrictHelena High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,125.00 (-29.62%)$597,900 (+27.24%)$597,900 (+27.24%) Land $122,926 Building $474,974
2023$4,440.00$469,900$469,900 Land $78,441 Building $391,459

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lewis And Clark County (30049C), updated April 7, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Montana
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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