3232 Gambit Sq, Dayton, OH 45449 Property Records

Montgomery County property record for 3232 Gambit Sq, Dayton, OH 45449

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,188 sqft · built 1973
Lot Size	0.024 acres (871 sqft)
Owner	2 Trust Names on File
Last Sale	$69,900 (Mar 2021)
Tax Bill	$2,048 (2025)
Deeds & Mortgages	Dec 2021 Transfer Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`K45-50001-0144`

Property Details

APN / Parcel Number

Primary APN	`K45-50001-0144`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,188 sqft Living Area
1st Floor Area	594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	871 sqft (0.024 acres)
Terrain	Rolling
View / Lot	Apt/Condo Complex

Exterior Amenities

Porch	Open Frame Porch
Porch Area	20 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Utility Building	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3232 GAMBIT SQ
City	DAYTON
State	OH
Zip	45449-3513
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 8 BLDG 47 HABITAT CONDOMINIUM PAR 1
Legal Subdivision	HABITAT CONDOMINIUM PAR 1
Legal Lot Number	144
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1010
Census Tract	50101

Owner

3232 Gambit Sq, a condominium, is held in a trust since October 2021.

Source: Montgomery County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	8858 STILLWATER DR, GALLOWAY, OH 43119-9083
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Intrafamily Transfer, Transfer
Mar 8, 2021	Survivorship Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
May 30, 2018	Warranty Deed, Transfer HOME SERVICES TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2021 · Amount on File
Deed Sale	Mar 8, 2021 · Amount on File
Prior Sale	May 30, 2018 · Amount on File
Deed Document Number	202118596
Last Transfer Date	Oct 19, 2021
Transfer Doc	0000094217
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 16, 2021
Property Address	3232 GAMBIT SQ, DAYTON, OH 45449-3513
Document Number	0000094217
Map Reference	MB 96 PG 10&10C
Instrument Date	Oct 19, 2021
Instrument	2021-00094217
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8858 STILLWATER DR, GALLOWAY, OH 43119-9083

March 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 8, 2021
Property Address	3232 GAMBIT SQ, DAYTON, OH 45449-3513
Document Number	0000018596
Map Reference	MB 96 PG 10-10C
Instrument Date	Feb 11, 2021
Instrument	2021-00018596
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8858 STILLWATER DR, GALLOWAY, OH 43119-9083

Mortgage

Document Number	0000018597
Date	Mar 8, 2021
Instrument	2021-00018597

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2031

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 30, 2018
Property Address	3232 GAMBIT SQ, DAYTON, OH 45449-3513
Document Number	0000031186
Instrument Date	May 24, 2018
Instrument	31186
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount on Record
Tax	$152.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 GAMBIT SQ DAYTON OH 454493513, DAYTON, OH 45449-3513

Tax Assessment & Valuation

The 2025 property tax bill for 3232 Gambit Sq was $2,048.

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Unified School District	Miamisburg City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,048.00	$28,000 Land $5,510 Building $22,490	$80,010 Land $15,740 Building $64,270
2024	$2,048.00 (+2.09%)
2023	$2,006.00 (+38.44%)	$28,000 (+63.93%) Land $5,510 Building $22,490	$80,010 Land $15,740 Building $64,270
2022	$1,449.00	$17,080 Land $3,360 Building $13,720
2020			$48,790 Land $9,600 Building $39,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3232 Gambit Sq in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3232 Gambit Sq is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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