Emmet County property record for 3232 Cliffs Dr, Petoskey, MI 49770 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Architecture Style | Condo/Apartment |
| Tax Bill | $6,881.00 (2024) |
| Primary APN | 52-18-02-365-183 |
|---|
| Architectural Style | Condo/Apartment Style |
|---|
| Street Address | 3232 CLIFFS DR |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8580 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CLIFFS AT BAY HARBOR, THE, CONDO #143, UNIT 83. SECTION 2, T34N, R6W |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 02 |
| Legal Subdivision | THE CLIFFS AT BAY HARBOR |
| Legal Unit | 83 |
| Jurisdiction | EMMET MI |
| Minor Civil Division | PETOSKEY |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 970800 |
Source: Emmet County records · APN 52-18-02-365-183
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10100 GRINNELL ST, DETROIT, MI 48213-1142 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 18, 2025 | Warranty Deed, Transfer CROSSROADS TITLE |
| Aug 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK |
| Jul 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK |
| Jun 13, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK |
| Dec 04, 2017 | Deed of Trust, Mortgage · Line of Credit CHEMICAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2025 |
| Deed Sale | Nov 18, 2025 |
| Prior Sale | Aug 30, 2013 · Amount on Record |
| Deed Doc Number | 20255224412 |
| Deed Book / Page | 1271 / 376 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Nov 18, 2025 |
| Property Address | 3232 CLIFFS DR, PETOSKEY, MI 49770-8580 |
| Document Number | 001271/376 |
| Book / Page | 1271 / 376 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 5224412 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2025 |
| Title Company | CROSSROADS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10100 GRINNELL ST, DETROIT, MI 48213-1142 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3232 CLIFFS DR, PETOSKEY, MI 49770-8580 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3232 CLIFFS DR, PETOSKEY, MI 49770-8580 |
| Document Number | 0000001254/0000000413 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 0000001254/0000000413 |
| Instrument | 5207404 |
| Name | FIRST MERCHANTS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3232 CLIFFS DR, PETOSKEY, MI 49770-8580 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3232 CLIFFS DR, PETOSKEY, MI 49770-8580 |
| Document Number | 0000001245/0000000874 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 0000001245/0000000874 |
| Instrument | 5198844 |
| Name | FIRST MERCHANTS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3232 CLIFFS DR, PETOSKEY, MI 49770-8580 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001204/0000000251 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 0000001204/0000000251 |
| Instrument | 000005157146 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3232 CLIFFS DR, PETOSKEY, MI 49770-8580 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1199/0820 |
|---|---|
| Date | Dec 04, 2017 |
| Book Page | 1199/0820 |
| Instrument | 5152703 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48640 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,300 (+16.52%) Land $394,300 | $788,600 (+16.52%) Land $788,600 | |
| 2025 | $338,400 (+23.5%) Land $338,400 | $676,800 (+23.5%) Land $676,800 | |
| 2024 | $6,881.00 | ||
| 2023 | $274,000 Land $274,000 | $548,000 Land $548,000 |
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