Lee County property record for 3232 Birch Tree Ln, Alva, FL 33920
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,501 sqft · built 2017 |
| Lot Size | 0.197 acres (8,581 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Aug 2023) |
| Tax Bill | $4,421 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Aug 2023 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-43-26-04-00000.3920 |
| Primary APN | 34-43-26-04-00000.3920 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,501 sqft Living Area |
| Gross Area | 3,101 sqft |
| 1st Floor Area | 1,708 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 8,581 sqft (0.197 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 163 sqft |
| Patio Area | 401 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10516260 |
|---|---|
| Street Address | 3232 BIRCH TREE LN |
| City | ALVA |
| State | FL |
| Zip | 33920-6004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | CASCADES AT RIVER HALL PH 2 DESC IN INST#2005-166038 LOT 392 |
| Legal Range | 26E |
| Legal Township | 43S |
| Legal Section | 34 |
| Legal Subdivision | CASCADES AT RIVER HALL |
| Legal Phase | 2 |
| Legal Tract | 04 |
| Legal Block | 1 |
| Legal Lot Number | 392 |
| Jurisdiction | LEE FL |
| Township / Civil Division | LEHIGH ACRES |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 40206 |
Source: Lee County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3232 BIRCH TREE LN, ALVA, FL 33920-6004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 7, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Aug 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Jan 3, 2022 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Oct 27, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUNTRUST BANK |
| Jun 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 30, 2017 | Warranty Deed, Subdivision Related Transfer · ARM RECOVCO MORTGAGE MANAGEMENT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on Record |
| Deed Sale | Aug 31, 2023 · Amount on Record |
| Prior Sale | Aug 30, 2017 · Amount on Record |
| Deed Document Number | 2023288938 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 3232 BIRCH TREE LN, ALVA, FL 33920-6004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 3232 BIRCH TREE LN, ALVA, FL 33920-6004 |
| Document Number | 0000035505 |
|---|---|
| Date | Feb 7, 2024 |
| Instrument | 2024000035505 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 22, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Aug 31, 2023 |
| Property Address | 3232 BIRCH TREE LN, ALVA, FL 33920-6004 |
| Document Number | 0000288938 |
| Map Reference | DOC 2005000166038 |
| Instrument Date | Aug 28, 2023 |
| Instrument | 2023000288938 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Title Company | TITLE PROFESSIONALS OF FL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3232 BIRCH TREE LN, ALVA, FL 33920-6004 |
| Name | Verified Name |
|---|---|
| Address | 3232 BIRCH TREE LN, ALVA, FL 33920-6004 |
| Document Number | 0000288939 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 2023000288939 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | PENSACOLA, FL 32504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 3232 BIRCH TREE LN, ALVA, FL 33920-6004 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3232 BIRCH TREE LN, ALVA, FL 33920-6004 |
| Document Number | 0000253391 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 2022000253391 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 29, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 3232 BIRCH TREE LN, ALVA, FL 33920-6004 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 3232 BIRCH TREE LN, ALVA, FL 33920-6004 |
| Document Number | 0000000375 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 2022000000375 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 3232 BIRCH TREE LN, ALVA, FL 33920-6004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000224767 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 2017000224767 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 3232 BIRCH TREE LN, ALVA, FL 33920-6004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000137900 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 2019000137900 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Aug 30, 2017 |
| Property Address | 3232 BIRCH TREE LN, ALVA, FL 33920-6004 |
| Document Number | 0000186236 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 2017000186236 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,528.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966 |
| Name | Verified Name |
|---|---|
| Address | 3232 BIRCH TREE LN, ALVA, FL 33920-6004 |
| Document Number | 0000186237 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 2017000186237 |
| Name | RECOVCO MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Sep 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 5.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 10.8% |
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,421.00 (+42.75%) Homeowner's exemption | $305,080 (+48.7%) Land $72,675 Building $232,405 | $305,080 (-6.25%) Land $72,675 Building $232,405 |
| 2023 | $3,097.00 (-0.61%) Homeowner's exemption | $205,165 (+3%) | $325,422 (+20.02%) Land $120,225 Building $205,197 |
| 2022 | $3,116.00 Homeowner's exemption | $199,189 | $271,141 Land $109,864 Building $161,277 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 205 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 205 in force |
| Nearby Flood Claims | 32 (1981–2022) |
| Claims Outside the SFHA | 5 of 32 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures