Walton County property record for 3232 Bay Estates Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 8 ba · 9,962 sqft · built 2012 |
| Lot Size | 0.768 acres (33,454 sqft) |
| Owner | Company Name on File |
| Last Sale | $6,200,000 (Apr 2026) |
| Tax Bill | $46,967 (2025) |
| Deeds & Mortgages | Apr 2026 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 23-2S-21-42110-00A-0100 |
| Primary APN | 23-2S-21-42110-00A-0100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 8 Baths |
| Stories | 2 Stories |
| Building Area | 9,962 sqft Living Area |
| Gross Area | 11,443 sqft |
| 1st Floor Area | 6,724 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 33,454 sqft (0.768 acres) |
| Lot Dimensions | 234 ft deep x 143 ft wide |
| Garage Type | Attached |
| Garage Area | 1,085 sqft |
| Driveway | Brick Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 396 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3232 BAY ESTATES DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-7818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | LOT 10 BLK A SANDESTIN BAY EST PHASE II PB 8-7 OR 479-189 OR 1441-129 OR 1829-92 OR 2598-433 OR 2608-2335 OR 2868-898 OR 3019-3597 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 23 |
| Legal Subdivision | SANDESTIN BAY EST PHASE II |
| Legal Phase | 2 |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 950607 |
3232 Bay Estates Dr is owned by a company that bought it in April 2026.
Source: Walton County records, as of May 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 710 CHAMBERS RD, WALTON, KY 41094-9380 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on File |
| Deed Sale | Apr 24, 2026 · Amount on File |
| Prior Sale | Sep 2, 2016 · Amount on File |
| Deed Document Number | 202616383 |
| Deed Book / Page | 3395 / 3424 |
| Prior Transfer Date | Feb 26, 2004 |
| Prior Transfer Doc | 0025980433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 24, 2026 |
| Property Address | 3232 BAY ESTATES DR, MIRAMAR BEACH, FL 32550-7818 |
| Document Number | 0033953424 |
| Book / Page | 3395 / 3424 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.16383 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Title Company | AQUA TITLE SERVICES, AQUARK TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $4,383,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 710 CHAMBERS RD, WALTON, KY 41094-9380 |
The 2025 property tax bill for 3232 Bay Estates Dr was $46,967.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,967.00 | $6,278,514 Land $750,000 Building $5,528,514 | $6,278,514 Land $750,000 Building $5,528,514 |
| 2023 | $43,460.00 (+35.17%) | $6,242,401 (+64.68%) Land $658,475 Building $5,583,926 | $6,242,401 (+64.68%) Land $658,475 Building $5,583,926 |
| 2022 | $32,152.00 | $3,790,676 Land $730,907 Building $3,059,769 | $3,790,676 Land $730,907 Building $3,059,769 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3232 Bay Estates Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 530 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,379 units insured incl. 849 condo units |
| Nearby Flood Claims | 14 (2001–2021) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3232 Bay Estates Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wildstar Networks.
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