3232 Atherton Rd, Dayton, OH 45409 Property Records

Montgomery County property record for 3232 Atherton Rd, Dayton, OH 45409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,003 sqft · built 1942
Lot Size	0.3 acres (13,098 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,854 (2024)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N64 00908 0014`

Property Details

APN / Parcel Number

Primary APN	`N64 00908 0014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,003 sqft Living Area
1st Floor Area	1,205 sqft
Basement Area	195 sqft
Unfinished Basement	195 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Frame
Lot Area	13,098 sqft (0.3 acres)
Lot Dimensions	131 ft deep x 100 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	309 sqft
Deck Area	192 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3232 ATHERTON RD
City	DAYTON
State	OH
Zip	45409-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27 H C HUBER 9
Legal Subdivision	HUBER
Legal Lot Number	14
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	1
Census Block	1009
Census Tract	20200

Owner

3232 Atherton Rd is owned and occupied by two individuals who acquired it in July 2025.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3232 ATHERTON RD, DAYTON, OH 45409-1205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025
Deed Sale	Jul 2, 2025
Deed Document Number	202500034573
Prior Transfer Date	Jun 19, 2020
Prior Transfer Doc	2020-00035493
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 19, 2020
Property Address	3232 ATHERTON RD, DAYTON, OH 45409-1205
Document Number	0000035493
Instrument Date	Jun 10, 2020
Instrument	35493
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	PCTITLE PROS INC

Transaction

Amount	Amount on Record
Tax	$34.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3232 ATHERTON RD DAYTON OH 454091205, DAYTON, OH 45409-1205

Mortgage

Document Number	35494
Date	Jun 19, 2020
Instrument	35494

Lender

Name	CIVISTA BK
Address	SANDUSKY, OH 44870

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$107,790 Land $19,130 Building $88,660
2024	$6,854.00 (+2.74%)
2023	$6,671.00 (+9.88%)	$107,790 (+38.96%) Land $19,130 Building $88,660	$307,980 Land $54,660 Building $253,320
2022	$6,071.00	$77,570 Land $13,760 Building $63,810
2020			$221,630 Land $39,320 Building $182,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3232 Atherton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3232 Atherton Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20