3232 Ames St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 3232 Ames St, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,053 sqft · built 1972
Lot Size	0.496 acres (21,600 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (May 2023)
Tax Bill	$2,592 (2025)
Deeds & Mortgages	May 2023 Transfer May 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`412318404004`

Property Details

APN / Parcel Number

Primary APN	`412318404004`
Alternative APNs	`00756560000009` `10004706376`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,053 sqft Living Area
Gross Area	1,377 sqft
1st Floor Area	1,053 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1996
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,600 sqft (0.496 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	324 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00756560000009
Street Address	3232 AMES ST
City	PUNTA GORDA
State	FL
Zip	33950-7117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	AQUI ESTA UN 2 BLK D LT 27 390/714 614/1220 2095/204 CD2824/1957 CD4148/967 CD4148/968 AFF4148/969 4148/974 DC4821/569-JJCJR PR22-195-JJCJR ODH5064/963 OSA5066/228 3258573 3261789 AQE 002 000D 0026 AQUI ESTA UN 2 BLK D LOT 26
Legal Range	23E
Legal Township	41S
Legal Section	18
Legal Subdivision	AQUI ESTA
Legal Tract	AQE
Legal Block	D
Legal Lot Number	27
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	3
Census Block	3000
Census Tract	10301

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	25080 OLYMPIA AVE, 220, PUNTA GORDA, FL 33950-3929
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Quit Claim Deed, Transfer Quitclaim
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	Dec 8, 2016 · Amount on Record
Deed Document Number	20233258573
Last Transfer Date	May 8, 2023
Transfer Doc	0003261789
Record Updated	Sep 20, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 9, 2023
Property Address	3232 AMES ST, PUNTA GORDA, FL 33950-7117
Document Number	0003261789
Map Reference	MB 3 PG 49A-49C
Instrument Date	May 8, 2023
Instrument	3261789
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3116 BUTTONWOOD PL, PUNTA GORDA, FL 33950-7022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 BUTTONWOOD PL # PI, PI, PUNTA GORDA, FL 33950-7022

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 2, 2023
Property Address	3232 AMES ST, PUNTA GORDA, FL 33950-7117
Document Number	0003258573
Map Reference	MB 3 PG 49A-49C
Instrument Date	Apr 28, 2023
Instrument	3258573
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5163 BUCCANEER CIR, MILTON, FL 32570-4036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 BUTTONWOOD PL, PUNTA GORDA, FL 33950-7022

Mortgage

Document Number	0003258574
Date	May 2, 2023
Instrument	3258574

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,592.00 (-39.1%)	$171,856 (-9.69%) Land $41,616 Building $130,240	$171,856 (+0.73%) Land $41,616 Building $130,240
2024	$4,256.00 (+26.18%)
2023	$3,373.00 (-11.59%) Homeowner's exemption Widower's exemption	$190,292 (+8.23%)	$170,613 (-2.96%) Land $48,960 Building $121,653
2022	$3,815.00	$175,815 Land $39,535 Building $136,280	$175,815 Land $39,535 Building $136,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 345 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	345 in force
Nearby Flood Claims	289 (1982–2025)
Most Recent Claim	Oct 2025
Claims by Event	Hurricane Milton, Oct 2024 · 101 claims Hurricane Helene, Sep 2024 · 106 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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