3232 Amber Dr, Wilmington, NC 28409 Property Records

New Hanover County property record for 3232 Amber Dr, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,953 sqft · built 1989
Lot Size	0.398 acres (17,337 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Sep 2026)
Tax Bill	$3,232 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R06611-012-001-000`

Property Details

APN / Parcel Number

Primary APN	`R06611-012-001-000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,953 sqft Living Area
1st Floor Area	1,721 sqft
Basement Area	1,137 sqft
Finished Basement	1,137 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	17,337 sqft (0.398 acres)
Terrain	Low
Garage Area	504 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	288 sqft
Deck Area	64 sqft
Patio Area	64 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3232 AMBER DR
City	WILMINGTON
State	NC
Zip	28409-2547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LT 186 WOODBERRY FOREST SEC 8A
Legal Subdivision	WOODBERRY FOREST SEC 8A
Legal Block	12
Legal Lot Number	186
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1014
Census Tract	12009

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3232 AMBER DR, WILMINGTON, NC 28409-2547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CTY HM LNS
Feb 13, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Jan 17, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2026 · Amount on Record
Deed Sale	Sep 21, 2026 · Amount on Record
Prior Sale	Jun 5, 2014 · Amount on Record
Deed Document Number	202626333
Deed Book / Page	6876 / 1293
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Sep 21, 2026
Property Address	3232 AMBER DR, WILMINGTON, NC 28409-2547
Document Number	0000026333
Book / Page	6876 / 1293
Instrument Date	Sep 10, 2026
Instrument	202626333
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138,370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 AMBER DR, WILMINGTON, NC 28409-2547

Mortgage

Document Number	0000026334,
Date	Sep 21, 2026
Book Page	6876/1295
Instrument	202626334

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	3232 AMBER DR, WILMINGTON, NC 28409-2547
Document Number	0063922404
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3232 AMBER DR WILMINGTON NC 284092547, WILMINGTON, NC 28409-2547

Mortgage

Document Number	0063922404
Date	Dec 21, 2020
Book Page	006392/002404
Instrument	54955

Lender

Name	CAPITAL CTY HM LNS
Type	Funding / Finance Company
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	3232 AMBER DR, WILMINGTON, NC 28409-2547
Document Number	0062912297
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	STEWART TITLE GURANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3232 AMBER DR WILMINGTON NC 284092547, WILMINGTON, NC 28409-2547

Mortgage

Document Number	0062912297
Date	Mar 9, 2020
Book Page	006291/002297
Instrument	8557

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	3232 AMBER DR, WILMINGTON, NC 28409-2547
Document Number	0060342294
Book / Page	006034 / 002294
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3232 AMBER DR WILMINGTON NC 284092547, WILMINGTON, NC 28409-2547

Mortgage

Document Number	0060342294
Date	Feb 2, 2017
Book Page	006034/002294
Instrument	3395

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$549,200 (-) Land $128,200 Building $421,000	$549,200 (-) Land $128,200 Building $421,000
2025	$3,232.00 (+19.04%)	$549,200 (+31.99%) Land $128,200 Building $421,000	$549,200 (+31.99%) Land $128,200 Building $421,000
2024	$2,715.00 (-22.78%)
2023	$3,516.00 (+32.58%)	$416,100 Land $103,300 Building $312,800	$416,100 Land $103,300 Building $312,800
2022	$2,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	5 (2010–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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