32317 Dickerson Rd, Willowick (Eastlake), OH 44095 Property Records

Lake County property record for 32317 Dickerson Rd, Willowick, OH 44095

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 912 sqft · built 1956
Lot Size	0.145 acres (6,299 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jan 2023)
Tax Bill	$4,717 (2023)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-A-043-G-00-018-0`

Property Details

APN / Parcel Number

Primary APN	`28-A-043-G-00-018-0`
Alternative APN	`J 107`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1998
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	140 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	32317 DICKERSON RD
City	WILLOWICK
State	OH
Zip	44095-3837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	LOT 1, 2, 3 & 9 TRACT 16
Legal Subdivision	BAYRIDGE SUBDIVISION
Legal Tract	16
Legal Block	1
Legal Lot Number	651
Jurisdiction	LAKE OH
Township / Civil Division	WILLOWICK
Census Block Group	1
Census Block	1004
Census Tract	200300

Owner

32317 Dickerson Rd is owned and occupied by an individual who bought it in January 2023.

Source: Lake County records, as of July 31, 2026

Owner of Record	Individual Name on File
Mailing Address	32317 DICKERSON RD, WILLOWICK, OH 44095-3837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jan 11, 2023	Warranty Deed, Transfer · FHA Mortgage HOWARD HANNA MORTGAGE SERVICES INC
Feb 26, 2018	Survivorship Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2023 · Amount on File
Deed Sale	Jan 11, 2023 · Amount on File
Prior Sale	Feb 26, 2018 · Amount on File
Deed Document Number	2023565
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Jul 20, 2026
Property Address	32317 DICKERSON RD, WILLOWICK, OH 44095-3837
Document Number	0000015940
Instrument Date	Jul 10, 2026
Instrument	202615940
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32317 DICKERSON RD, WILLOWICK, OH 44095-3837

Mortgage

Document Number	0000015940,
Date	Jul 20, 2026
Instrument	202615940

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 5, 2046

Interest

Rate	6.52%
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jan 11, 2023
Property Address	32317 DICKERSON RD, WILLOWICK, OH 44095-3837
Document Number	0000000565
Map Reference	VOL G PG 66
Instrument Date	Jan 10, 2023
Instrument	2023R000565
Transaction Type	Transfer
Record Updated	Jan 20, 2023
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32317 DICKERSON RD, WILLOWICK, OH 44095-3837

Mortgage

Document Number	0000000566
Date	Jan 11, 2023
Instrument	2023R000566

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

February 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAKE OH
Recording Date	Feb 26, 2018
Property Address	32317 DICKERSON RD, WILLOWICK, OH 44095-3837
Document Number	0000004515
Map Reference	BOL G PG66
Instrument Date	Feb 23, 2018
Instrument	2018R004515
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32317 DICKERSON RD, 32317, WILLOWICK, OH 44095-3837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32317 DICKERSON RD, WILLOWICK, OH 44095-3837

Mortgage

Document Number	0000004516
Date	Feb 26, 2018
Instrument	2018R004516

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willowick City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,720 Land $12,250 Building $54,470	$190,630 Land $34,990 Building $155,640
2023	$4,717.00 (+43.59%) Homeowner's exemption	$45,540 (-) Land $10,630 Building $34,910
2022	$3,285.00 Homeowner's exemption	$45,540 Land $10,630 Building $34,910
2021			$130,120 Land $30,380 Building $99,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32317 Dickerson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32317 Dickerson Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Breezeline.

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