32310 Aquaduct Rd, Bonsall, CA 92003 Property Records

San Diego County property record for 32310 Aquaduct Rd, Bonsall, CA 92003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,282 sqft · built 1976
Lot Size	21.2 acres (925,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,325,000 (Mar 2018)
Tax Bill	$17,668 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`127-071-39-00`

Property Details

APN / Parcel Number

Primary APN	`127-071-39-00`
Alternative APN	`1270711400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,282 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	925,214 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1270711400
Street Address	32310 AQUADUCT RD
City	BONSALL
State	CA
Zip	92003-4303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 3 (EX ST) TR PM14103
Legal Subdivision	PARCEL MAP NO 14103
Legal Tract	14103
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2001
Census Tract	18803

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32310 AQUADUCT RD, BONSALL, CA 92003-4303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 5, 2018	Grant Deed, Transfer · Commercial Mortgage ZB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2018 · Amount on Record
Deed Sale	Mar 5, 2018 · Amount on Record
Deed Document Number	201884856
Prior Transfer Date	Oct 9, 2012
Prior Transfer Doc	0000626333
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	32310 AQUADUCT RD, BONSALL, CA 92003-4303
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32310 AQUADUCT RD, BONSALL, CA 92003-4303

Mortgage

Document Number	0000291706
Date	Oct 17, 2025
Instrument	2025-0291706

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	32310 AQUADUCT RD, BONSALL, CA 92003-4303
Transaction Type	Mortgage
Record Updated	Dec 3, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32310 AQUADUCT RD, BONSALL, CA 92003-4303

Mortgage

Document Number	0000802819
Date	Nov 22, 2021
Instrument	2021-0802819

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 5, 2018
Property Address	32310 AQUADUCT RD, BONSALL, CA 92003-4303
Document Number	0000084856
Map Reference	FILE 86-002630
Instrument Date	Dec 8, 2017
Instrument	2018-0084856
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ORANGE COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	23842 LINDLEY ST, MISSION VIEJO, CA 92691-3713

Mortgage

Document Number	0000084857
Date	Mar 5, 2018
Instrument	2018-0084857

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Mortgage

Document Number	0000084859
Date	Mar 5, 2018
Instrument	2018-0084859

Lender

Name	ZB NA
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,537,773 (+2%) Land $957,482 Building $580,291
2025	$17,668.00 (+2.91%)	$1,507,621 (+4.04%) Land $938,708 Building $568,913
2023	$17,169.00 (+1.81%)	$1,449,079 Land $902,257 Building $546,822
2022	$16,863.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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