3231 W Pierce Ave, Chicago, IL 60651 Property Records

Cook County property record for 3231 W Pierce Ave, Chicago, IL 60651

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,676 sqft · built 2014
Lot Size	0.072 acres (3,137 sqft)
Owner	Individual Name on File
Last Sale	$641,500 (May 2019)
Tax Bill	$9,244 (2023)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-02-207-043`

Property Details

APN / Parcel Number

Primary APN	`16-02-207-043`
Alternative APN	`16-02-207-043-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,676 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2016
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,137 sqft (0.072 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	3231 W PIERCE AVE
City	CHICAGO
State	IL
Zip	60651-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Subdivision	PIERCES HUMBOLDT PARK ADDITION
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1004
Census Tract	230900

Owner

3231 W Pierce Ave is owned and occupied by an individual who bought it in May 2019.

Source: Cook County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3231 W PIERCE AVE, CHICAGO, IL 60651-2454
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit CREDIT UNION 1
May 8, 2019	Grant Deed, Transfer · Line of Credit ALLIANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2019 · Amount on File
Deed Sale	May 8, 2019 · Amount on File
Prior Sale	May 6, 2016 · Amount on File
Deed Document Number	201957140
Prior Transfer Date	Dec 19, 2013
Prior Transfer Doc	0000044013
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Sep 15, 2026
Property Address	3231 W PIERCE AVE, CHICAGO, IL 60651-2454
Document Number	0000030089
Instrument Date	Sep 8, 2026
Instrument	202630089
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	3231 W PIERCE AVE, CHICAGO, IL 60651-2454

Mortgage

Document Number	0000030089,
Date	Sep 15, 2026
Instrument	202630089

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Rate	7.13%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3231 W PIERCE AVE, CHICAGO, IL 60651-2454
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024408207
Date	Sep 1, 2021
Instrument	2124408207

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	May 1, 2051

Interest

Rate	2.99%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3231 W PIERCE AVE, CHICAGO, IL 60651-2454
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024408208
Date	Sep 1, 2021
Instrument	2124408208

Lender

Name	CREDIT UNION 1
Type	Credit Union
Address	LOMBARD, IL 60148

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	236 Months
Due	Apr 30, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	May 8, 2019
Property Address	3231 W PIERCE AVE, CHICAGO, IL 60651-2454
Document Number	1912857140
Instrument Date	Apr 25, 2019
Instrument	12857140
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$641.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3231 W PIERCE AVE CHICAGO IL 606512454, CHICAGO, IL 60651-2454

Mortgage

Document Number	1912857143
Date	May 8, 2019
Instrument	12857143

Lender

Name	ALLIANT CU
Type	Credit Union
Address	SIOUX CITY, IA 51106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 7, 2049

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	1912857142,
Date	May 8, 2019
Instrument	12857142

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 7, 2049

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,001 Land $4,706 Building $51,295	$560,010 Land $47,060 Building $512,950
2023	$9,244.00 (-4.37%)
2022	$9,666.00	$46,999 Land $3,764 Building $43,235	$469,990 Land $37,640 Building $432,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3231 W Pierce Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3231 W Pierce Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, T-Mobile, Verizon, Zentro.

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