3231 W Payson Ave, Visalia, CA 93291 Property Records

Tulare County property record for 3231 W Payson Ave, Visalia, CA 93291

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,934 sqft · built 2006
Lot Size	0.18 acres (7,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Nov 2023)
Tax Bill	$5,999 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`078-230-016-000`

Property Details

APN / Parcel Number

Primary APN	`078-230-016-000`
Alternative APN	`078-230-016`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,934 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	7,829 sqft (0.18 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3231 W PAYSON AVE
City	VISALIA
State	CA
Zip	93291-8643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	LOT 90 SHANNON RANCH UNITS 8 & 9 RM 41-43
Legal Subdivision	SHANNON RANCH
Legal Lot Number	90
Jurisdiction	TULARE CA
Township / Civil Division	VISALIA
Census Block Group	1
Census Block	1021
Census Tract	1012

Owner

Source: Tulare County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3231 W PAYSON AVE, VISALIA, CA 93291-8643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 14, 2023	Grant Deed, Transfer · FHA Mortgage OCMBC INC
Nov 14, 2023	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Aug 10, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage CAPITAL ONE NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2023 · Amount on Record
Deed Sale	Nov 14, 2023 · Amount on Record
Prior Sale	Feb 2, 2006 · Amount on Record
Deed Document Number	202354664
Prior Transfer Date	Nov 7, 2023
Prior Transfer Doc	0000054663
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	3231 W PAYSON AVE, VISALIA, CA 93291-8643
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	805 TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 W PAYSON AVE, VISALIA, CA 93291-8643

Mortgage

Document Number	0000006735
Date	Feb 11, 2026
Instrument	2026-0006735

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Nov 14, 2023
Property Address	3231 W PAYSON AVE, VISALIA, CA 93291-8643
Document Number	0000054664
Map Reference	MB 41 PG 43
Instrument Date	Oct 19, 2023
Instrument	2023-0054664
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3231 W PAYSON AVE, VISALIA, CA 93291-8643

Mortgage

Document Number	0000054665
Date	Nov 14, 2023
Instrument	2023-0054665

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TULARE CA
Recording Date	Nov 14, 2023
Property Address	3231 W PAYSON AVE, VISALIA, CA 93291-8643
Document Number	0000054663
Map Reference	MB 41 PG 43
Instrument Date	Oct 19, 2023
Instrument	2023-0054663
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 W PAYSON AVE, VISALIA, CA 93291-8643

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TULARE CA
Recording Date	Aug 10, 2017
Property Address	3231 W PAYSON AVE, VISALIA, CA 93291-8643
Document Number	0000045634
Map Reference	MB41 PG43
Instrument Date	Jul 29, 2017
Instrument	2017-0045634
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	TRGC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 W PAYSON AVE, VISALIA, CA 93291-8643

Mortgage

Document Number	0000045635
Date	Aug 10, 2017
Instrument	2017-0045635

Lender

Name	CAPITAL ONE NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Visalia City
Unified School District	Visalia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$509,795 (+2%) Land $127,969 Building $381,826
2025	$5,999.00 (+3.61%)	$499,800 (-7.64%) Land $125,460 Building $374,340
2024	$5,790.00 (-7.24%)
2023	$6,242.00 (+10.93%)	$541,171 Land $170,757 Building $370,414
2022	$5,627.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - VISALIA private · serves 153,522 people · EPA ID CA5410016
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wireless Internet Services.

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