3231 Two Rivers Dr, Sacramento, CA 95833 Property Records

Sacramento County property record for 3231 Two Rivers Dr, Sacramento, CA 95833

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,022 sqft · built 2001
Lot Size	0.122 acres (5,300 sqft)
Owner	2 Individual Names on File
Last Sale	$451,000 (Aug 2020)
Tax Bill	$6,282 (2025)
Deeds & Mortgages	Aug 2020 Transfer Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone A99 (high risk)
APN	`274-0590-032-0000`

Property Details

APN / Parcel Number

Primary APN	`274-0590-032-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,022 sqft Living Area
1st Floor Area	1,044 sqft
2nd Floor Area	978 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	5,300 sqft (0.122 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3231 TWO RIVERS DR
City	SACRAMENTO
State	CA
Zip	95833-9617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A-PUD
Legal Description	RIVERWALK 02, LOT 80
Legal Subdivision	RIVERWALK 02
Legal Lot Number	80
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2011
Census Tract	7020

Owner

3231 Two Rivers Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3231 TWO RIVERS DR, SACRAMENTO, CA 95833-9617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Aug 14, 2020	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MTG
May 16, 2020	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020 · Amount on File
Deed Sale	Aug 14, 2020 · Amount on File
Prior Sale	Dec 30, 2008 · Amount on File
Deed Book / Page	20200814 / 856
Prior Transfer Date	Dec 27, 2008
Prior Transfer Doc	0000001129
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 14, 2020
Property Address	3231 TWO RIVERS DR, SACRAMENTO, CA 95833-9617
Document Number	2008140855
Instrument Date	Aug 14, 2020
Instrument	2008140855
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4362 LIBYAN SEA LN SACRAMENTO CA 958347574, SACRAMENTO, CA 95834-7574

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 14, 2020
Property Address	3231 TWO RIVERS DR, SACRAMENTO, CA 95833-9617
Document Number	2008140856
Instrument Date	Aug 12, 2020
Instrument	2008140856
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$496.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3231 TWO RIVERS DR SACRAMENTO CA 958339617, SACRAMENTO, CA 95833-9617

Mortgage

Document Number	2008140857
Date	Aug 14, 2020
Instrument	2008140857

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3231 TWO RIVERS DR, SACRAMENTO, CA 95833-9617
Document Number	2005260045
Instrument Date	May 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4362 LYBLAN SEA LN SACRAMENTO CA 95834, SACRAMENTO, CA 95834

Mortgage

Document Number	2005260045
Date	May 26, 2020
Instrument	2005260045

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3231 TWO RIVERS DR, SACRAMENTO, CA 95833-9617
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3231 TWO RIVERS DR SACRAMENTO CA 958339617, SACRAMENTO, CA 95833-9617

Mortgage

Document Number	2002070028
Date	Feb 7, 2020
Instrument	2002070028

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 6, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3231 Two Rivers Dr was $6,282, down 4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$497,938 (+2%) Land $143,530 Building $354,408
2025	$6,282.00 (-4.03%)	$488,175 Land $140,716 Building $347,459
2024	$6,546.00 (+5.73%)
2023	$6,191.00 (+1.81%)	$469,220 Land $135,252 Building $333,968
2022	$6,081.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3231 Two Rivers Dr in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 272 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	272 in force
Nearby Flood Claims	2 (1995)
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3231 Two Rivers Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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