3231 S Lowe Ave, Chicago, IL 60616 Property Records

Cook County property record for 3231 S Lowe Ave, Chicago, IL 60616

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,452 sqft · built 2017
Lot Size	0.069 acres (3,000 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Mar 2018)
Tax Bill	$13,015 (2023)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-33-111-013`

Property Details

APN / Parcel Number

Primary APN	`17-33-111-013`
Alternative APN	`17-33-111-013-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,452 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2019
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,000 sqft (0.069 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3231 S LOWE AVE
City	CHICAGO
State	IL
Zip	60616-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(SUBDIVISION) OF BLK3 & WH OF BLK4 EXCEPT E 8FT THERE OF OF B SHURTLEFFS SUB OF BLK7 IN CANAL TRUSTEES SUB SEC 33-39-14
Legal Range	14E
Legal Township	39N
Legal Section	33
Legal Subdivision	SHURTLEFFS SUB
Legal Block	3,4,7
Legal Lot Number	61,62
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2013
Census Tract	839800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3231 S Lowe Ave is owned and occupied by an individual who bought it in March 2018.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3231 S LOWE AVE, CHICAGO, IL 60616-3407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Nov 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Mar 23, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2018 · Amount on File
Deed Sale	Mar 23, 2018 · Amount on File
Prior Sale	Aug 17, 2016 · Amount on File
Deed Document Number	20188078
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3231 S LOWE AVE, CHICAGO, IL 60616-3407
Document Number	2030306040
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3231 S LOWE AVE CHICAGO IL 606163407, CHICAGO, IL 60616-3407

Mortgage

Document Number	2030306040
Date	Oct 29, 2020
Instrument	30306040

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	PITTSBURGH, PA 15220

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 28, 2030

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3231 S LOWE AVE, CHICAGO, IL 60616-3407
Document Number	1922413312
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3231 S LOWE AVE CHICAGO IL 606163407, CHICAGO, IL 60616-3407

Mortgage

Document Number	1922413312
Date	Aug 12, 2019
Instrument	22413312

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 11, 2029

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3231 S LOWE AVE, CHICAGO, IL 60616-3407
Document Number	1834046002
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018
Title Company	NATIONAL TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3231 S LOWE AVE CHICAGO IL 606163407, CHICAGO, IL 60616-3407

Mortgage

Document Number	1834046002
Date	Dec 6, 2018
Instrument	34046002

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 5, 2028

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 23, 2018
Property Address	3231 S LOWE AVE, CHICAGO, IL 60616-3407
Document Number	1808208078
Instrument Date	Mar 21, 2018
Instrument	8208078
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3231 S LOWE AVE CHICAGO IL 606163407, CHICAGO, IL 60616-3407

Mortgage

Document Number	1808208079
Date	Mar 23, 2018
Instrument	8208079

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 22, 2038

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,000 Land $16,350 Building $62,650	$790,000 Land $163,500 Building $626,500
2023	$13,015.00 (+2.76%)
2022	$12,665.00 Homeowner's exemption	$65,000 Land $13,200 Building $51,800	$650,000 Land $132,000 Building $518,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3231 S Lowe Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3231 S Lowe Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Google Fiber.

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