3231 Rte 446, Eldred, PA 16731 Property Records

McKean County property record for 3231 Rte 446, Eldred, PA 16731 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1953
Square Footage	1,564 sqft Total Area
Lot Size	21,344 sqft (0.49 acres)
Occupancy	Owner Occupied
Last Sale	$59,000 (2023)
Tax Bill	$1,955.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`20-011.-110.00`
Alternative APN	`011607`

Interior

Building Area	1,564 sqft Total Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	21,344 sqft (0.49 acres)
Depth X Width	170 ft x 95 ft Depth x Width

Location & Zoning

Street Address	3231 ROUTE 446
City	ELDRED
State	PA
Zip	16731-2911
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:0903-0977
Jurisdiction	MCKEAN PA
Minor Civil Division	ELDRED
Census Blockgroup	5
Census Block	5014
Census Tract	420600

Owner

Source: McKean County records · APN 20-011.-110.00

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3231 ROUTE 446, ELDRED, PA 16731-2911
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Fiduciary Deed, Transfer · Commercial Mortgage HAMLIN BANK & TRUST COMPANY
Jul 27, 2018	Deed, Transfer · Federal Housing Administration (FHA) Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 13, 2023 · Amount on Record
Deed Sale	Jan 13, 2023 · Amount on Record
Deed Doc Number	2023112
Deed Book / Page	1026 / 981
Prior Transfer Date	Jul 27, 2009
Prior Transfer Doc	637/0670
Record Refreshed	Jun 08, 2026

January 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MCKEAN PA
Recording Date	Jan 13, 2023
Property Address	3231 ROUTE 446, ELDRED, PA 16731-2911
Document Number	001026/981
Book / Page	1026 / 981
Instrument Date	Dec 11, 2022
Instrument	202300112
Transaction Type	Transfer
Record Updated	Jan 23, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 ROUTE 446, ELDRED, PA 16731-2911

Mortgage

Document Number	0202300114
Date	Jan 13, 2023
Instrument	202300114

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 13, 2043

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Jul 27, 2018
Property Address	3231 ROUTE 446, ELDRED, PA 16731-2911
Document Number	903/0977
Book / Page	903 / 0977
Instrument Date	Jul 26, 2018
Instrument	201802798
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 ROUTE 446, ELDRED, PA 16731-2911

Mortgage

Document Number	201802799
Date	Jul 27, 2018
Instrument	201802799

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: McKean County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
County Subdivision	Eldred Township
Unified School District	Otto-Eldred School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,955.00 (+2.41%)	$51,030 (-) Land $10,630 Building $40,400
2025	$1,909.00 (+7.49%)	$51,030 (-) Land $10,630 Building $40,400
2024	$1,776.00	$51,030 Land $10,630 Building $40,400
1998			$51,030 Land $10,630 Building $40,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McKean County (42083C), updated December 22, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

3231 Rte 446, Eldred, PA 16731 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2023: Fiduciary Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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