Putnam County property record for 3231 River Rd, Baxter, TN 38544 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.25 Baths |
| Year Built | Built 2011 |
| Square Footage | 2,520 sqft Living Area |
| Lot Size | 128,066 sqft (2.94 acres) |
| Garage | Mixed, 1,226 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $233,500 (2013) |
| Tax Bill | $2,223.00 (2025) |
| Primary APN | 071118C C 00800 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.25 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 2,520 sqft Living Area |
| 1st Floor | 1,680 sqft 1st Floor |
| Upper Floors | 840 sqft Upper Floors |
| Basement Area | 1,680 sqft Basement |
| Unfinished Basement | 1,680 sqft Unfinished |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 128,066 sqft (2.94 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,226 sqft Garage |
| Deck Area | 192 sqft Deck |
|---|---|
| Patio Area | 192 sqft Patio |
| Porch Area | 288 sqft Porch |
| Topography | Mountain Topography |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 3231 RIVER RD |
|---|---|
| City | BAXTER |
| State | TN |
| Zip | 38544-5371 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 08, COUNTY AREA: B20 |
| Legal Subdivision | LAKELAND PARK EST |
| Legal Lot Number | 49 |
| Jurisdiction | PUTNAM TN |
| Minor Civil Division | 7 |
| Census Blockgroup | 3 |
| Census Block | 3032 |
| Census Tract | 1100 |
Source: Putnam County records · APN 071118C C 00800
Assessment roll updated January 26, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3231 RIVER RD, BAXTER, TN 38544-5371 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Ux (and Wife) - Vendor Data Only |
| Date | Document |
|---|---|
| May 08, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF TN |
| Feb 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Sep 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CAPSTAR BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2013 · Amount on Record |
| Deed Sale | Aug 16, 2013 · Amount on Record |
| Prior Sale | Aug 02, 2011 · Amount on Record |
| Deed Book / Page | 779 / 19 |
| Transfer Doc | 0418000331 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | May 08, 2026 |
| Property Address | 3231 RIVER RD, BAXTER, TN 38544-5371 |
| Document Number | 0000324337 |
| Book / Page | 1697 / 223 |
| Instrument Date | May 04, 2026 |
| Instrument | 2026324337 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3231 RIVER RD, BAXTER, TN 38544-5371 |
| Document Number | 0000324337, |
|---|---|
| Date | May 08, 2026 |
| Book Page | 1697/223 |
| Instrument | 2026324337 |
| Name | FIRST NATIONAL BANK OF TN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Jun 15, 2033 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 3231 RIVER RD, BAXTER, TN 38544-5371 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001377465 |
|---|---|
| Date | Feb 08, 2022 |
| Book Page | 1377/465 |
| Instrument | 269289 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 3231 RIVER RD, BAXTER, TN 38544-5371 |
| Document Number | RB1148620 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3231 RIVER RD BAXTER TN 385445371, BAXTER, TN 38544-5371 |
| Document Number | RB1148620 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 001148/000620 |
| Instrument | 231366 |
| Name | CAPSTAR BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 29, 2034 |
Source: Putnam County records · Assessment roll updated January 26, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,223.00 (+7.6%) | $83,575 (-) Land $10,450 Building $73,125 | |
| 2023 | $83,575 Land $10,450 Building $73,125 | ||
| 2022 | $2,066.00 | ||
| 2021 | $334,300 Land $41,800 Building $292,500 |
3231 River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Putnam County (47141C), updated February 14, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 28th in Tennessee |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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