3231 Phillips Ave, Bremerton, WA 98310 Property Records

Kitsap County property record for 3231 Phillips Ave, Bremerton, WA 98310

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,202 sqft · built 1952
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jan 2020)
Tax Bill	$2,881 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3953-001-011-0006`

Property Details

APN / Parcel Number

Primary APN	`3953-001-011-0006`
Alternative APN	`1483130`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,202 sqft Living Area
1st Floor Area	1,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	15 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	3231 PHILLIPS AVE
City	BREMERTON
State	WA
Zip	98310-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	LOT 11, BLOCK 1, OLYMPIC MANOR NUMBER 2, AS RECORDED IN VOLUME 7 OF PLATS, PAGE 70, RECORDS OF KITSAP COUNTY, WASHINGTON.
Legal Range	1E
Legal Township	24
Legal Section	02
Legal Subdivision	OLYMPIC MANOR NO 2
Legal Block	1
Legal Lot Number	11
Jurisdiction	KITSAP WA
Township / Civil Division	BREMERTON
Census Block Group	2
Census Block	2004
Census Tract	80102

Owner

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3231 PHILLIPS AVE, BREMERTON, WA 98310-2809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 30, 2021	Deed of Trust, Mortgage · FHA Mortgage 1ST RATE HOME MORTGAGE INC
Jan 14, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2020 · Amount on Record
Deed Sale	Jan 14, 2020 · Amount on Record
Prior Sale	Mar 16, 2010 · Amount on Record
Deed Document Number	2020140074
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Recording Date	Jun 17, 2026
Property Address	3231 PHILLIPS AVE, BREMERTON, WA 98310-2809
Document Number	0000000010
Instrument Date	Jun 12, 2026
Instrument	202610
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 PHILLIPS AVE, BREMERTON, WA 98310-2809

Mortgage

Document Number	0000000010,
Date	Jun 17, 2026
Instrument	202610

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	3231 PHILLIPS AVE, BREMERTON, WA 98310-2809
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000453
Date	Mar 30, 2021
Instrument	202103300453

Lender

Name	1ST RATE HOME MORTGAGE INC
Type	Mortgage Company
Address	TEMPE, AZ 85283

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Jan 14, 2020
Property Address	3231 PHILLIPS AVE, BREMERTON, WA 98310-2809
Document Number	0001140074
Instrument Date	Jan 2, 2020
Instrument	202001140074
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	PACIFIC NW TITLE SILVERDALE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,405.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 PHILLIPS AVE BREMERTON WA 983102809, BREMERTON, WA 98310-2809

Mortgage

Document Number	1140075
Date	Jan 14, 2020
Instrument	202001140075

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	3231 PHILLIPS AVE, BREMERTON, WA 98310-2809
Document Number	0007310144
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3231 PHILLIPS AVE BREMERTON WA 983102809, BREMERTON, WA 98310-2809

Mortgage

Document Number	0007310144
Date	Jul 31, 2017
Instrument	201707310144

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Municipality	Bremerton City
Unified School District	Bremerton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$332,310 (-) Land $94,160 Building $238,150	$332,310 (-) Land $94,160 Building $238,150
2026	$2,881.00 (+4.27%)	$332,310 (-) Land $94,160 Building $238,150	$332,310 (-) Land $94,160 Building $238,150
2024	$2,763.00 (-3.26%)	$332,310 (-) Land $94,160 Building $238,150	$332,310 (-) Land $94,160 Building $238,150
2023	$2,856.00	$332,310 Land $94,160 Building $238,150	$332,310 Land $94,160 Building $238,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREMERTON serves 72,951 people · EPA ID WA5308200
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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