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3231 Nightfall Rd, Winter Haven, FL 33881 Property Records

Polk County property record for 3231 Nightfall Rd, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,522 sqft · built 2025
Lot Size0.138 acres (5,998 sqft)
OwnerIndividual Name on Record
Last Sale$314,990 (Jan 2026)
Tax Bill$951 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-03-522511-001290

Property Details

APN / Parcel Number

Primary APN26-28-03-522511-001290
Alternative APN
  • 032826522511001290

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,522 sqft Living Area
Gross Area1,942 sqft
1st Floor Area1,522 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area5,998 sqft (0.138 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address3231 NIGHTFALL RD
CityWINTER HAVEN
StateFL
Zip33881-8804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET HILLS PB 206 PGS 30-36 LOT 129
Legal SubdivisionSUNSET HILLS
Legal Lot Number129
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2040
Census Tract12804

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3231 NIGHTFALL RD, WINTER HAVEN, FL 33881-8804
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2026 · Amount on Record
Deed SaleJan 8, 2026 · Amount on Record
Prior SaleAug 21, 2025 · Amount on Record
Deed Document Number20264768
Deed Book / Page13837 / 1830
Record UpdatedOct 29, 2026

January 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJan 8, 2026
Property Address3231 NIGHTFALL RD, WINTER HAVEN, FL 33881-8804
Document Number0000004768
Book / Page13837 / 1830
Map ReferenceMB 206 PG 30-36
Instrument DateDec 30, 2025
Instrument2026004768
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 22, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1064 GREENWOOD BLVD STE 124, 124, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

NameVerified Name
Address3231 NIGHTFALL RD, WINTER HAVEN, FL 33881-8804

Mortgage

Document Number0138371833
DateJan 8, 2026
Instrument13837/1833
Lender
NameTRAILBLAZER MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateApr 1, 2031
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.25%
Index1-Year T-Bill
Margin2
Max Rate4.25%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$233,910 (+367.82%) Land $50,000 Building $183,910$233,910 (+367.82%) Land $50,000 Building $183,910
2025$951.00$50,000 Land $50,000$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims7 (2004–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimApr 2023 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 62% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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