St. Clair County property record for 3231 Mount Vernon Rd, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,323 sqft · built 1957 |
| Lot Size | 0.254 acres (11,064 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,973 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-249-0003-000 |
| Primary APN | 74-06-249-0003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,323 sqft Living Area |
| 1st Floor Area | 1,323 sqft |
| Basement Area | 1,323 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 11,064 sqft (0.254 acres) |
| Lot Dimensions | 130 ft deep x 85 ft wide |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3231 MOUNT VERNON RD |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-1835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | S 45 FT OF LOT 3 & N 40 FT OF LOT 4 BARZONE & KNILL PLAT NO. 6 OF THE COLONIAL VILLAGE |
| Legal Subdivision | BARZONE & KNILL 6 |
| Legal Lot Number | 3-4 |
| Legal Unit | 3,4 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 627000 |
3231 Mount Vernon Rd is owned and occupied by an individual who acquired it in September 2021.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3231 MOUNT VERNON RD, PORT HURON, MI 48060-1835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 8, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 28, 2021 |
| Transfer Doc | 5446611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3231 MOUNT VERNON RD, PORT HURON, MI 48060-1835 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3231 MOUNT VERNON RD, PORT HURON, MI 48060-1835 |
| Document Number | 0005591600 |
|---|---|
| Date | Jan 12, 2023 |
| Book Page | 5591/600 |
| Instrument | 2023000639 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 8, 2021 |
| Property Address | 3231 MOUNT VERNON RD, PORT HURON, MI 48060-1835 |
| Document Number | 5446611 |
| Book / Page | 5446 / 611 |
| Map Reference | LB 57 PG 13 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021031503 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | JBN TITLE, JB TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3231 MOUNT VERNON RD, PORT HURON, MI 48060-1835 |
| Document Number | 2021031504 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 2021031504 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 1, 2036 |
The 2025 property tax bill for 3231 Mount Vernon Rd was $2,973 with a homeowner's exemption, up 2.7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,800 (+6.6%) | $219,600 | |
| 2025 | $2,973.00 (+2.66%) Homeowner's exemption | $103,000 | |
| 2024 | $2,896.00 | $206,000 | |
| 2023 | $90,100 | ||
| 2022 | $2,444.00 | $180,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3231 Mount Vernon Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1981–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3231 Mount Vernon Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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