3231 Longspur Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 3231 Longspur Dr, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,709 sqft · built 1999
Lot Size	0.394 acres (17,177 sqft)
Owner	Individual Name on Record
Last Sale	$110,500 (Jan 2004)
Tax Bill	$3,719 (2023)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`193-025-06`

Property Details

APN / Parcel Number

Primary APN	`193-025-06`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,709 sqft Heated Area
Gross Area	1,697 sqft
1st Floor Area	1,259 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	17,177 sqft (0.394 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Porch
Porch Area	18 sqft
Deck Area	400 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	193-025-06
Street Address	3231 LONGSPUR DR
City	MATTHEWS
State	NC
Zip	28105-0104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L92 M30-507
Legal Subdivision	CALLAWAY FOREST
Legal Lot Number	92
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2009
Census Tract	5716

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3231 LONGSPUR DR, MATTHEWS, NC 28105-0104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 18, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 2, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jun 27, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2004 · Amount on Record
Deed Sale	Jan 2, 2004 · Amount on Record
Deed Document Number	0016636898
Deed Book / Page	16636 / 898
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3231 LONGSPUR DR, MATTHEWS, NC 28105-0104
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045401
Date	Mar 24, 2022
Book Page	37182/136
Instrument	2022045401

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3231 LONGSPUR DR, MATTHEWS, NC 28105-0104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150076
Date	Sep 16, 2020
Book Page	35063/118
Instrument	2020150076

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3231 LONGSPUR DR, MATTHEWS, NC 28105-0104
Document Number	0000159979
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 LONGSPUR DR MATTHEWS NC 281050104, MATTHEWS, NC 28105-0104

Mortgage

Document Number	0000159979
Date	Nov 22, 2019
Book Page	034062/000459
Instrument	159979

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3231 LONGSPUR DR, MATTHEWS, NC 28105-0104
Document Number	0000039218
Instrument Date	Apr 2, 2019
Transaction Type	Mortgage
Record Updated	May 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 LONGSPUR DR MATTHEWS NC 281050104, MATTHEWS, NC 28105-0104

Mortgage

Document Number	0000039218
Date	Apr 5, 2019
Book Page	033406/000697
Instrument	39218

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3231 LONGSPUR DR, MATTHEWS, NC 28105-0104
Document Number	0000087872
Book / Page	031929 / 000613
Instrument Date	Jun 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 LONGSPUR DR MATTHEWS NC 281050104, MATTHEWS, NC 28105-0104

Mortgage

Document Number	0000087872
Date	Jun 30, 2017
Book Page	031929/000613
Instrument	87872

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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