Niagara County and Niagara Falls City property record for 3231 Jerauld Ave, Niagara Falls, NY 14305
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,112 sqft · built 1950 |
| Lot Size | 0.157 acres (6,859 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,899 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 291100 144.44-1-46 |
| Primary APN | 291100 144.44-1-46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,112 sqft Living Area |
| 1st Floor Area | 632 sqft |
| Upper Floors Area | 480 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,859 sqft (0.157 acres) |
| Lot Dimensions | 114 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 13/2159. |
|---|---|
| Street Address | 3231 JERAULD AVE |
| City | NIAGARA FALLS |
| State | NY |
| Zip | 14305-3332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-C |
| Legal Description | TM 276 BL B LOT 548 AV R 1 |
| Legal Block | 1 |
| Legal Lot Number | 46.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | NIAGARA FALLS |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 20300 |
3231 Jerauld Ave is owned and occupied by two individuals.
Source: Niagara County and Niagara Falls City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3231 JERAULD AVE, NIAGARA FALLS, NY 14305-3332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 3231 JERAULD AVE, NIAGARA FALLS, NY 14305-3332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004126 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 2018-04126 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 3231 Jerauld Ave was $3,899 with exemptions applied, up 26.3% from the year before.
Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Niagara Falls City |
| Unified School District | Niagara Falls City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,899.00 (+26.34%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,086.00 | $68,200 Land $5,100 Building $63,100 | $151,600 Land $11,337 Building $140,263 |
| 2023 | $68,200 Land $5,100 Building $63,100 | $126,300 Land $9,445 Building $116,855 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3231 Jerauld Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3231 Jerauld Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NIAGARA FALLS WATER BOARD serves 50,193 people · EPA ID NY3100568 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: T-Mobile.
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