3231 Jerauld Ave, Niagara Falls, NY 14305 Property Records

Niagara County and Niagara Falls City property record for 3231 Jerauld Ave, Niagara Falls, NY 14305

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,112 sqft · built 1950
Lot Size0.157 acres (6,859 sqft)
Owner2 Individual Names on File
Tax Bill$3,899 (2026)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN291100 144.44-1-46

Property Details

APN / Parcel Number

Primary APN291100 144.44-1-46
Alternative APNs
  • 11001440440001046000
  • 13/2159

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,112 sqft Living Area
1st Floor Area632 sqft
Upper Floors Area480 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,859 sqft (0.157 acres)
Lot Dimensions114 ft deep x 60 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area192 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number13/2159.
Street Address3231 JERAULD AVE
CityNIAGARA FALLS
StateNY
Zip14305-3332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-C
Legal DescriptionTM 276 BL B LOT 548 AV R 1
Legal Block1
Legal Lot Number46.000
JurisdictionNIAGARA NY
Township / Civil DivisionNIAGARA FALLS
Census Block Group3
Census Block3020
Census Tract20300

Owner

3231 Jerauld Ave is owned and occupied by two individuals.

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3231 JERAULD AVE, NIAGARA FALLS, NY 14305-3332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address3231 JERAULD AVE, NIAGARA FALLS, NY 14305-3332
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004126
DateMar 13, 2018
Instrument2018-04126
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 26, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3231 Jerauld Ave was $3,899 with exemptions applied, up 26.3% from the year before.

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityNiagara Falls City
Unified School DistrictNiagara Falls City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,899.00 (+26.34%) Homeowner's exemption Senior Citizen's exemption
2025$3,086.00$68,200 Land $5,100 Building $63,100$151,600 Land $11,337 Building $140,263
2023$68,200 Land $5,100 Building $63,100$126,300 Land $9,445 Building $116,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3231 Jerauld Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3231 Jerauld Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIAGARA FALLS WATER BOARD
serves 50,193 people · EPA ID NY3100568
Water SourceSurface water
Last State InspectionMay 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75

May also be available: T-Mobile.

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