Garrett County property record for 3231 Hutton Rd, Oakland, MD 21550
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 1,512 sqft · built 2025 |
| Lot Size | 1.73 acres (75,359 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Sep 2022) |
| Tax Bill | $1,525 (2026) |
| Deeds & Mortgages | Sep 2022 Sale Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-006648 |
| Primary APN | 14-006648 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,512 sqft Total Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Mobile Home |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 75,359 sqft (1.73 acres) |
| Deck Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 006648 |
|---|---|
| Street Address | 3231 HUTTON RD |
| City | OAKLAND |
| State | MD |
| Zip | 21550-3035 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 1.73 AC N/S HUTTON RD CRELLIN |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 14, WEST OAKLAND |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 601 |
3231 Hutton Rd, a mobile home, is owned and occupied by two individuals who bought it in September 2022.
Source: Garrett County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3231 HUTTON RD, OAKLAND, MD 21550-3035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed, Transfer |
| Sep 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST PEOPLES CMNTY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2022 · Amount on File |
| Deed Sale | Sep 28, 2022 · Amount on File |
| Prior Sale | Aug 9, 2006 · Amount on File |
| Deed Book / Page | 2447 / 5 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Sep 28, 2022 |
| Property Address | 3231 HUTTON RD, OAKLAND, MD 21550-3035 |
| Document Number | 0024470005 |
| Book / Page | 2447 / 5 |
| Instrument Date | Sep 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 289, OAKLAND, MD 21550-0289 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 3231 HUTTON RD, OAKLAND, MD 21550-3035 |
| Document Number | 0020310237 |
| Instrument Date | Sep 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 125 EVERGREEN FOREST DR OAKLAND MD 215503053, OAKLAND, MD 21550-3053 |
| Document Number | 0020310237 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 002031/000237 |
| Name | FIRST PEOPLES CMNTY FCU |
|---|---|
| Type | Credit Union |
| Address | CUMBERLAND, MD 21501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 28, 2032 |
The 2026 property tax bill for 3231 Hutton Rd was $1,525 with a homeowner's exemption.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,525.00 Homeowner's exemption | $140,667 | $149,200 Land $31,000 Building $118,200 |
| 2023 | $490.00 Homeowner's exemption | $39,433 | $39,900 Land $29,000 Building $10,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3231 Hutton Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3231 Hutton Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pogozone powered by Neubeam Fiber · Fixed Wireless | 1,000 / 1,000 |
| Glo Fiber Cable | 1,000 / 50 |
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