3231 Elm Ter, Melbourne, FL 32935 Property Records

Brevard County property record for 3231 Elm Ter, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,531 sqft · built 1976
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Jun 1999)
Tax Bill	$1,573 (2025)
Deeds & Mortgages	Jul 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-37-05-50-3-8`

Property Details

APN / Parcel Number

Primary APN	`27-37-05-50-3-8`
Alternative APNs	`27-37-05-50-00003.0-0008.00` `2709248`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,531 sqft Living Area
Gross Area	1,983 sqft
1st Floor Area	1,531 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	127 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	384 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	68 sqft
Deck Area	746 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2709248
Street Address	3231 ELM TER
City	MELBOURNE
State	FL
Zip	32935-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	WICKHAM OAKS SEC 1 LOT 8 BLK 3
Legal Range	37E
Legal Township	27S
Legal Section	05
Legal Subdivision	WICKHAM OAKS SEC 1
Legal Block	3
Legal Lot Number	8
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	3
Census Block	3000
Census Tract	64124

Owner

3231 Elm Ter is owned and occupied by two individuals who acquired it in June 2026.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3231 ELM TER, MELBOURNE, FL 32935-4618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 1999 · Amount on File
Deed Sale	Jun 4, 1999 · Amount on File
Deed Book / Page	4020 / 2721
Last Transfer Date	Jun 29, 2026
Transfer Doc	0000138455
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 7, 2026
Property Address	3231 ELM TER, MELBOURNE, FL 32935-4618
Document Number	0000138455
Book / Page	10670 / 2454
Instrument Date	Jun 29, 2026
Instrument	2026138455
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

Tax Assessment & Valuation

The 2025 property tax bill for 3231 Elm Ter was $1,573.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,280 (+2.69%)	$268,200 (-6.94%)
2025	$1,573.00 Homeowner's exemption	$123,940	$288,210
2023	$1,438.00 (+8.12%) Homeowner's exemption	$116,950 (+2.99%)	$280,680 (+9.75%) Land $75,000 Building $205,680
2022	$1,330.00 Homeowner's exemption	$113,550	$255,750 Land $75,000 Building $180,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3231 Elm Ter in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 87 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	33 (1992–2019)
Claims Outside the SFHA	16 of 33
Most Recent Claim	Dec 2019 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Fay, Aug 2008 · 12 claims Hurricane Erin, Aug 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3231 Elm Ter is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20