3231 Eggleston Falls Rd, Ridgeway, VA 24148 Property Records

Henry County property record for 3231 Eggleston Falls Rd, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 1,876 sqft · built 1998
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$234,900 (Oct 2018)
Tax Bill	$1,265 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`236055008`

Property Details

APN / Parcel Number

Primary APN	`236055008`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Total Rooms	6 Rooms
Building Area	1,876 sqft Living Area

Exterior

Year Built	Built 1998
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	3231 EGGLESTON FALLS RD
City	RIDGEWAY
State	VA
Zip	24148-4603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	ST RT 642 TRACT C7 EGGLESTON FALLS RD
Legal Subdivision	MELVIN W BURGESS
Legal Tract	C7
Jurisdiction	HENRY VA
Township / Civil Division	RIDGEWAY
Census Block Group	2
Census Block	2018
Census Tract	10500

Owner

Source: Henry County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3231 EGGLESTON FALLS RD, RIDGEWAY, VA 24148-4603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST HOME BANK
Jul 24, 2009	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST CO
Mar 27, 2008	Deed of Trust, Mortgage · Conventional Mortgage 1ST MEDALLION MORTGAGE CO
Sep 8, 2005	Deed of Trust, Mortgage · ARM NEW CENTURY MORTGAGE CORP
Oct 23, 2018	Warranty Deed, Transfer · VA Mortgage FIRST HOME BANK
Oct 23, 2007	Trustee's Deed, Foreclosure · Conventional Mortgage THE FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Prior Sale	Oct 23, 2007 · Amount on Record
Deed Document Number	180003673
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	3231 EGGLESTON FALLS RD, RIDGEWAY, VA 24148-4603
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190002545
Date	Jul 26, 2019
Instrument	190002545

Lender

Name	FIRST HOME BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	3231 EGGLESTON FALLS RD, RIDGEWAY, VA 24148-4603
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00900/3214
Date	Jul 24, 2009
Book Page	900/3214

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2039

Interest

Rate Type	Fixed Rate
Rate	5.25%

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	3231 EGGLESTON FALLS RD, RIDGEWAY, VA 24148-4603
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00800/1560
Date	Mar 27, 2008
Book Page	800/1560

Lender

Name	1ST MEDALLION MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2038

Interest

Rate Type	Fixed Rate

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	3231 EGGLESTON FALLS RD, RIDGEWAY, VA 24148-4603
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00500/5400
Date	Sep 8, 2005
Book Page	500/5400

Lender

Name	NEW CENTURY MORTGAGE CORP

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	9.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2007

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Oct 23, 2018
Property Address	3231 EGGLESTON FALLS RD, RIDGEWAY, VA 24148-4603
Document Number	180003673
Instrument Date	Oct 23, 2018
Instrument	180003673
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 EDGESTON FALLS RD, RIDGEWAY, VA 24148

Mortgage

Document Number	180003674
Date	Oct 23, 2018
Instrument	180003674

Lender

Name	FIRST HOME BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2007: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HENRY VA
Recording Date	Oct 23, 2007
Property Address	3231 EGGLESTON FALLS RD, RIDGEWAY, VA 24148-4603
Document Number	00700/6199
Book / Page	700 / 6199
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007006200
Date	Oct 23, 2007
Instrument	700/6200

Lender

Name	THE FIDELITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Henry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,265.00	$228,100 (-) Land $13,000 Building $215,100
2023	$1,265.00	$228,100 Land $13,000 Building $215,100	$228,100 (-) Land $13,000 Building $215,100
2021			$228,100 Land $13,000 Building $215,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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