3231 Cross Rd, Buford, GA 30519 Property Records

Gwinnett County property record for 3231 Cross Rd, Buford, GA 30519

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,320 sqft · built 1985
Lot Size	2.32 acres (101,495 sqft)
Owner	Individual Name on File
Last Sale	$569,000 (Mar 2024)
Tax Bill	$2,129 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-177-031`

Property Details

APN / Parcel Number

Primary APN	`7-177-031`
Alternative APN	`R7177 031`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,320 sqft Living Area
1st Floor Area	2,320 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Lot Area	101,495 sqft (2.32 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Patio Area	216 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	7177031
Street Address	3231 CROSS RD
City	BUFORD
State	GA
Zip	30519-4467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100-SINGLE FAM RES
Legal Description	CROSS RD
Legal Lot Number	177
Jurisdiction	GWINNETT GA
Township / Civil Division	DACULA-ROCKY CREEK
Census Block Group	2
Census Block	2003
Census Tract	50633

Owner

3231 Cross Rd is owned and occupied by an individual who bought it in March 2024.

Source: Gwinnett County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	3231 CROSS RD, BUFORD, GA 30519-4467
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE
Jul 27, 2021	Warranty Deed, Transfer · Conventional Mortgage AMWEST FUNDING
Mar 17, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2024 · Amount on File
Deed Sale	Mar 7, 2024 · Amount on File
Prior Sale	Jul 27, 2021 · Amount on File
Deed Document Number	0061079290
Deed Book / Page	61079 / 290
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Mar 7, 2024
Property Address	3231 CROSS RD, BUFORD, GA 30519-4467
Document Number	0610790290
Book / Page	61079 / 290
Instrument Date	Mar 4, 2024
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 CROSS RD, BUFORD, GA 30519-4467

Mortgage

Document Number	0061079292
Date	Mar 7, 2024
Instrument	61079/292

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2054

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Jul 27, 2021
Property Address	3231 CROSS RD, BUFORD, GA 30519-4467
Document Number	0590010301
Book / Page	59001 / 301
Instrument Date	Jul 27, 2021
Instrument	2021-025314
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 CROSS RD, BUFORD, GA 30519-4467

Mortgage

Document Number	0590010303
Date	Jul 27, 2021
Book Page	0000059001/0000000303

Lender

Name	AMWEST FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3231 CROSS RD, BUFORD, GA 30519-4467
Document Number	0550390205
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 CROSS RD BUFORD GA 305194467, BUFORD, GA 30519-4467

Mortgage

Document Number	0550390205
Date	Apr 7, 2017
Book Page	055039/000205

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3231 Cross Rd was $2,129.

Source: Gwinnett County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Buford City
County	Gwinnett County
Unified School District	Buford City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,129.00	$148,400 Land $52,720 Building $95,680	$371,000 Land $131,800 Building $239,200
2023	$2,129.00	$148,400 Land $52,720 Building $95,680
2022			$371,000 Land $131,800 Building $239,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3231 Cross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3231 Cross Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications.

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