Larimer County property record for 3231 Circle Dr, Estes Park, CO 80517
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,362 sqft · built 1968 |
| Lot Size | 2.88 acres (125,453 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $568,000 (Jul 2017) |
| Tax Bill | $3,617 (2025) |
| Deeds & Mortgages | May 2020 Loan Modification Oct 2017 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25044-05-013 |
| Primary APN | 25044-05-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,362 sqft Living Area |
| Upper Floors Area | 376 sqft |
| Basement Area | 360 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Logs |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 125,453 sqft (2.88 acres) |
| Terrain | Gentle Slope |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 848 sqft |
| Patio Area | 376 sqft |
| Balcony | Balcony |
| Balcony Area | 376 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | R0531944 |
|---|---|
| Old Parcel Number | 2504405013 |
| Street Address | 3231 CIRCLE DR |
| City | ESTES PARK |
| State | CO |
| Zip | 80517-9729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13, HUSTED HTS |
| Legal Range | 72 |
| Legal Township | 05 |
| Legal Section | 04 |
| Legal Quarter | SE |
| Legal Subdivision | HUSTED HEIGHTS |
| Legal Block | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | ESTES PARK |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 1904 |
3231 Circle Dr is owned and occupied by two individuals who bought it in July 2017.
Source: Larimer County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3231 CIRCLE DR, ESTES PARK, CO 80517-9729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2020 | Loan Modification, Mortgage · Conventional Mortgage BELL HUGH & JOYCE A TRUST (RT) |
| Oct 2, 2017 | Loan Modification, Mortgage · Conventional Mortgage BELL HUGH & JOYCE A TRUST (PT) |
| Jul 14, 2017 | Warranty Deed, Transfer BELL HUGH & JOYCE A TRUST (PT) |
| Jul 14, 2017 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2017 · Amount on File |
| Deed Sale | Jul 14, 2017 · Amount on File |
| Prior Sale | Jul 14, 2017 |
| Deed Document Number | 20170046116 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 3231 CIRCLE DR, ESTES PARK, CO 80517-9729 |
| Document Number | 0000044428 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3231 CIRCLE DR ESTES PARK CO 805179729, ESTES PARK, CO 80517-9729 |
| Document Number | 0000044428 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 44428 |
| Name | BELL HUGH & JOYCE A TRUST (RT) |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 3231 CIRCLE DR, ESTES PARK, CO 80517-9729 |
| Document Number | 0000070297 |
| Instrument Date | Oct 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0000070297 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 70297 |
| Name | BELL HUGH & JOYCE A TRUST (PT) |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 18, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Jul 14, 2017 |
| Property Address | 3231 CIRCLE DR, ESTES PARK, CO 80517-9729 |
| Document Number | 0000046116 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 46116 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA |
| Amount | Amount on Record |
|---|---|
| Tax | $57.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3231 CIRCLE DR ESTES PARK CO 805179729, ESTES PARK, CO 80517-9729 |
| Document Number | 46117 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 46117 |
| Name | BELL HUGH & JOYCE A TRUST (PT) |
|---|---|
| Address | 889 N HIGH POINT RD, MADISON, WI 53717-2239 |
| Amount | Amount on Record |
|---|---|
| Term | 24 Months |
| Due | Jul 13, 2019 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 1.25% |
| Document Number | 47213, |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 47213 |
| Name | BELL HUGH & JOYCE A TRUST (PT) |
|---|---|
| Address | 889 N HIGH POINT RD, MADISON, WI 53717-2239 |
| Amount | Amount on Record |
|---|---|
| Term | 24 Months |
| Due | Jul 13, 2019 |
| Rate | 1.25% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Jul 14, 2017 |
| Property Address | 3231 CIRCLE DR, ESTES PARK, CO 80517-9729 |
| Document Number | 0000046115 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 46115 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 46TH AVE GREELEY CO 806341301, GREELEY, CO 80634-1301 |
The 2025 property tax bill for 3231 Circle Dr was $3,617.
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Unified School District | Estes Park School District R-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,617.00 | $48,838 Land $21,875 Building $26,963 | $781,400 Land $350,000 Building $431,400 |
| 2023 | $3,889.00 (+29.46%) | $59,556 (+45.76%) Land $23,450 Building $36,106 | $888,900 (+51.2%) Land $350,000 Building $538,900 |
| 2022 | $3,004.00 | $40,860 Land $19,113 Building $21,747 | $587,900 Land $275,000 Building $312,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3231 Circle Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 6 (2013–2022) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Jul 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3231 Circle Dr is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 98.2% of Colorado |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Trailblazer Broadband Fiber | 10,000 / 10,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
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