Cook County property record for 3231 Central St, Evanston, IL 60201
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,976 sqft · built 1975 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $550,000 (Oct 2025) |
| Tax Bill | $12,270 (2023) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage May 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-33-321-026 |
| Primary APN | 05-33-321-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 3,000 sqft (0.069 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 3231 CENTRAL ST |
|---|---|
| City | EVANSTON |
| State | IL |
| Zip | 60201-1121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST2 LOT22 BLK1 SUB LOT45 COUNTY C LERKS DIVISION W2 S33 T42N R13E 3P |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 33 |
| Legal Subdivision | FIRST ADD TO EVANSTON HIGHLANDS A S |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | COOK IL |
| Township / Civil Division | EVANSTON |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 808900 |
Source: Cook County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 3231 CENTRAL ST, EVANSTON, IL 60201-1121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 6, 2025 | Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA |
| May 4, 2023 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| May 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2025 · Amount on Record |
| Deed Sale | Oct 6, 2025 · Amount on Record |
| Prior Sale | May 4, 2023 · Amount on Record |
| Deed Document Number | 202518110 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 6, 2025 |
| Property Address | 3231 CENTRAL ST, EVANSTON, IL 60201-1121 |
| Document Number | 0027918110 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 2527918110 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3231 CENTRAL ST, EVANSTON, IL 60201-1121 |
| Document Number | 0027918111 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 2527918111 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate | 6.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 4, 2023 |
| Property Address | 3231 CENTRAL ST, EVANSTON, IL 60201-1121 |
| Document Number | 0012413110 |
| Instrument Date | May 1, 2023 |
| Instrument | 2312413110 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3231 CENTRAL ST, EVANSTON, IL 60201-1121 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 3231 CENTRAL ST, EVANSTON, IL 60201-1121 |
| Document Number | 2017107027 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3231 CENTRAL ST EVANSTON IL 602011121, EVANSTON, IL 60201-1121 |
| Document Number | 2017107027 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 17107027 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Evanston City |
| Elementary School District | Evanston Community Consolidated School District 65 (PK - 08) |
| Secondary School District | Evanston Township High School District 202 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $52,000 (-3.7%) Land $8,100 Building $43,900 | $520,000 (-3.7%) Land $81,000 Building $439,000 | |
| 2023 | $12,270.00 (+4.43%) | $54,000 (-) Land $6,900 Building $47,100 | $540,000 (-) Land $69,000 Building $471,000 |
| 2022 | $11,749.00 | $54,000 Land $6,900 Building $47,100 | $540,000 Land $69,000 Building $471,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EVANSTON serves 74,486 people · EPA ID IL0310810 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 708 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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