Yellowstone County property record for 3231 Central Ave, Billings, MT 59102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,070 sqft · built 1957 |
| Lot Size | 0.232 acres (10,090 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,160 (Feb 2026) |
| Tax Bill | $2,520 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000C017620 |
| Primary APN | 000C017620 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,070 sqft Living Area |
| Gross Area | 2,947 sqft |
| 1st Floor Area | 1,220 sqft |
| Basement Area | 1,220 sqft |
| Finished Basement | 850 sqft |
| Unfinished Basement | 370 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,090 sqft (0.232 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 704 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 563 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3231 CENTRAL AVE |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59102-6607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-96 |
| Legal Description | CENTRAL ACRES SUBD 1ST FILING, S02, T01 S, R25 E, BLOCK 1, LOT 7, & E20 FT LT 8 |
| Legal Range | 25E |
| Legal Township | 01S |
| Legal Section | 02 |
| Legal Subdivision | CENTRAL ACRES SUBD 1ST FILING |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | BILLINGS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1804 |
3231 Central Ave is owned by two individuals who bought it in February 2026.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3731 CENTRAL AVE, BILLINGS, MT 59102-4305 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2026 · Amount on File |
| Deed Sale | Feb 3, 2026 · Amount on File |
| Deed Document Number | 20264125325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Feb 3, 2026 |
| Property Address | 3231 CENTRAL AVE, BILLINGS, MT 59102-6607 |
| Document Number | 0004125325 |
| Map Reference | DOC 528910 |
| Instrument Date | Feb 3, 2026 |
| Instrument | 4125325 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3231 CANAL AVE, BILLINGS, MT 59102 |
| Document Number | 0004125326 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 4125326 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 3231 Central Ave was $2,520.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| Municipality | Billings City |
| County | Yellowstone County |
| Elementary School District | Billings Elementary School District (PK - 08) |
| Secondary School District | Billings High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,100 Land $58,684 Building $335,416 | $394,100 Land $58,684 Building $335,416 | |
| 2025 | $2,520.00 | ||
| 2023 | $3,114.00 | $349,000 | $349,000 Land $50,868 Building $298,132 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3231 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3231 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 200 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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