3231 Cedar Pl, Kearney, NE 68845 Property Records

Buffalo County property record for 3231 Cedar Pl, Kearney, NE 68845

Property Summary

Property Type	Single Family Home
Details	3 bd · 0.5 ba · 2,042 sqft · built 2001
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,734 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5802130009132`

Property Details

APN / Parcel Number

Primary APN	`5802130009132`
Alternative APNs	`3651-32-4-05832-001-0013` `580213000`

Interior

Bedrooms	3 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,042 sqft Total Area
1st Floor Area	2,042 sqft
Basement Area	2,760 sqft
Finished Basement	2,760 sqft
Unfinished Basement	2,760 sqft
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Mixed
Garage Area	1,464 sqft
Driveway	Concrete Driveway
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	53 sqft
Patio Area	287 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	5802130009132
Street Address	3231 CEDAR PL
City	KEARNEY
State	NE
Zip	68845-9692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	COTTONMILL LAKE SUB 32-9-16 CL-TWP LT 13BLK 1
Legal Range	16
Legal Township	09
Legal Section	32
Legal Subdivision	COTTONMILL LAKE SUB
Legal Block	1
Legal Lot Number	13
Jurisdiction	BUFFALO NE
Township / Civil Division	27
Census Block Group	3
Census Block	3000
Census Tract	969204

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1360, KEARNEY, NE 68848-1360
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · Line of Credit DISCOVER BANK
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3231 CEDAR PL, KEARNEY, NE 68845-9692
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202401638
Date	Apr 25, 2024
Instrument	2024-01638

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 25, 2039

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	3231 CEDAR PL, KEARNEY, NE 68845-9692
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEBRASKA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202007419
Date	Oct 21, 2020
Instrument	2020-07419

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,305 (+8.24%) Land $28,400 Building $519,905	$548,305 (+8.24%) Land $28,400 Building $519,905
2025	$5,734.00 (-17.03%)	$506,580 (+16%) Land $28,400 Building $478,180	$506,580 (+16%) Land $28,400 Building $478,180
2023	$6,911.00	$436,720 Land $34,600 Building $402,120	$436,720 Land $34,600 Building $402,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 67% of Nebraska
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures