3231 Carolyn Cir, Oceanside, CA 92054 Property Records

San Diego County property record for 3231 Carolyn Cir, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,126 sqft · built 1959
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jul 2015)
Tax Bill	$4,471 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone A99 (high risk)
APN	`146-063-01-00`

Property Details

APN / Parcel Number

Primary APN	`146-063-01-00`
Alternative APN	`1460720100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	6,200 sqft (0.142 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	1460720100
Street Address	3231 CAROLYN CIR
City	OCEANSIDE
State	CA
Zip	92054-3841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 36 TR 003989
Legal Subdivision	SAN LUIS REY DOWNS
Legal Tract	003989
Legal Block	1
Legal Lot Number	36
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	18510

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3231 CAROLYN CIR, OCEANSIDE, CA 92054-3841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit ZB NA
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEPLUS CORP
Mar 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN ADVANTAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2015 · Amount on File
Deed Sale	Jul 30, 2015 · Amount on File
Prior Sale	Dec 11, 1998 · Amount on File
Deed Document Number	2015403778
Prior Transfer Date	May 19, 2015
Prior Transfer Doc	0000365621
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3231 CAROLYN CIR, OCEANSIDE, CA 92054-3841
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 CAROLYN CIR, OCEANSIDE, CA 92054-3841

Mortgage

Document Number	0000086067
Date	Mar 30, 2026
Instrument	2026-0086067

Lender

Name	ZB NA
Type	Bank
Address	CARLSBAD, CA 92008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3231 CAROLYN CIR, OCEANSIDE, CA 92054-3841
Document Number	0000628753
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3231 CAROLYN CIR OCEANSIDE CA 920543841, OCEANSIDE, CA 92054-3841

Mortgage

Document Number	0000628753
Date	Oct 16, 2020
Instrument	628753

Lender

Name	HOMEPLUS CORP
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3231 CAROLYN CIR, OCEANSIDE, CA 92054-3841
Document Number	0000089213
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3231 CAROLYN CIR OCEANSIDE CA 920543841, OCEANSIDE, CA 92054-3841

Mortgage

Document Number	0000089213
Date	Mar 7, 2018
Instrument	89213

Lender

Name	FRANKLIN ADVANTAGE INC
Address	24012 CALLE DE LA PLATA # 330, LAGUNA HILLS, CA 92653-7624

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$410,533 (+2%) Land $289,789 Building $120,744
2025	$4,471.00 (+1.98%) Homeowner's exemption	$402,484 (+4.04%) Land $284,107 Building $118,377
2024	$4,384.00 (+3.2%)
2023	$4,248.00 (+1.58%) Homeowner's exemption	$386,857 Land $273,076 Building $113,781
2022	$4,182.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (1978–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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