3231 Carey St, Harrod, OH 45850 Property Records

Allen County property record for 3231 Carey St, Harrod, OH 45850

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,128 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Jun 2016)
Tax Bill	$1,723 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-1809-06-004.000`

Property Details

APN / Parcel Number

Primary APN	`48-1809-06-004.000`
Alternative APN	`J3048180906004000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
Gross Area	2,544 sqft
1st Floor Area	1,400 sqft
Upper Floors Area	728 sqft
Basement Area	416 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	3 Parking Spaces
Porch	Detached/Enclosed Porch
Porch Area	252 sqft
Patio Area	341 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3231 CAREY ST
City	HARROD
State	OH
Zip	45850-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTMINSTER LOTS LOT 43 FF 066.000
Legal Subdivision	WESTMINSTER LOTS
Legal Lot Number	43
Jurisdiction	ALLEN OH
Township / Civil Division	AUGLAIZE
Census Block Group	1
Census Block	1014
Census Tract	11500

Owner

3231 Carey St is owned and occupied by an individual who bought it in June 2016.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3231 CAREY ST, HARROD, OH 45850-9727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Nov 18, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2016 · Amount on File
Deed Sale	Jun 17, 2016 · Amount on File
Prior Sale	Jan 1, 1969 · Amount on File
Deed Document Number	20166128
Deed Book / Page	2016 / 6128
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3231 CAREY ST, HARROD, OH 45850-9727
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5200006018
Date	May 20, 2022
Book Page	2022/6018
Instrument	202205200006018

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 1, 2037

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3231 CAREY ST, HARROD, OH 45850-9727
Document Number	0000016194
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 CAREY ST HARROD OH 458509727, HARROD, OH 45850-9727

Mortgage

Document Number	0000016194
Date	Dec 29, 2020
Instrument	16194

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 28, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 3231 Carey St was $1,723, up 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Auglaize Township
Unified School District	Allen East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,723.00 (+0.06%)	$49,110 (-) Land $4,200 Building $44,910	$140,300 (-) Land $12,000 Building $128,300
2024	$1,722.00 (+31.75%)	$49,110 (+44.91%) Land $4,200 Building $44,910	$140,300 Land $12,000 Building $128,300
2023	$1,307.00 (-0.83%)	$33,890 (-) Land $2,910 Building $30,980
2022	$1,318.00	$33,890 Land $2,910 Building $30,980
2021			$96,800 Land $8,300 Building $88,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3231 Carey St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2011–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3231 Carey St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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