3231 Bidle Rd, Middletown, MD 21769 Property Records

Frederick County property record for 3231 Bidle Rd, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,146 sqft · built 1900
Lot Size	20 acres (872,507 sqft)
Owner	2 Trust Names on File
Last Sale	$350,000 (Aug 2009)
Tax Bill	$5,071 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-147096`

Property Details

APN / Parcel Number

Primary APN	`03-147096`
Alternative APNs	`3147096` `147096`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,146 sqft Living Area
1st Floor Area	1,448 sqft
Basement Area	250 sqft
Finished Basement	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	872,507 sqft
Porch	Open Porch
Porch Area	944 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	147096
Street Address	3231 BIDLE RD
City	MIDDLETOWN
State	MD
Zip	21769-8102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	20.03 AC E/S BIDLE RD
Legal Subdivision	FREDERICKTOWNE
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	3
Census Block	3009
Census Tract	752601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Smeltzer, Henry, Farmstead listed 2010 · 8 contributing resources · NRIS 10000830

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3231 Bidle Rd is owner-occupied and held in a trust since May 2021.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3231 BIDLE RD, MIDDLETOWN, MD 21769-8102
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 24, 2021	Intrafamily Transfer, Transfer
Nov 20, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED MUTUAL FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2009 · Amount on File
Deed Sale	Aug 6, 2009 · Amount on File
Deed Document Number	20092970
Deed Book / Page	7424 / 23
Last Transfer Date	May 10, 2021
Transfer Doc	0149180369
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3231 BIDLE RD, MIDDLETOWN, MD 21769-8102
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151660179
Date	Aug 6, 2021
Book Page	15166/179

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Dec 1, 2050

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	May 24, 2021
Property Address	3231 BIDLE RD, MIDDLETOWN, MD 21769-8102
Document Number	0149180369
Book / Page	14918 / 369
Instrument Date	May 10, 2021
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3231 BIDLE RD, MIDDLETOWN, MD 21769-8102

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Nov 20, 2017
Property Address	3231 BIDLE RD, MIDDLETOWN, MD 21769-8102
Document Number	0121410102
Book / Page	12141 / 0102
Instrument Date	Oct 31, 2017
Instrument	12141-0102
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3231 BIDLE RD, 3231, MIDDLETOWN, MD 21769-8102

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	00000

Mortgage

Document Number	0121410106
Date	Nov 20, 2017
Book Page	12141/0106
Instrument	12141-0106

Lender

Name	UNITED MUTUAL FUNDING CORP
Type	Mortgage Company
Address	BRANDON, FL 33511

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3231 Bidle Rd was $5,071 with a homeowner's exemption, up 9.5% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,800 (+12%) Land $149,500 Building $397,300	$546,800 (-) Land $149,500 Building $397,300
2025	$5,071.00 (+9.52%) Homeowner's exemption	$488,200	$546,800 Land $149,500 Building $397,300
2024	$4,630.00 (+2.98%)
2023	$4,496.00 Homeowner's exemption	$371,000 Land $105,500 Building $265,500	$371,000 Land $105,500 Building $265,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3231 Bidle Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3231 Bidle Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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