Hernando County property record for 3231 Amherst Ave, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,207 sqft · built 1984 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (May 2023) |
| Tax Bill | $2,466 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage May 2019 Loan Modification + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5150-0935-0160 |
| Primary APN | R32-323-17-5150-0935-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,207 sqft Living Area |
| Gross Area | 1,729 sqft |
| 1st Floor Area | 1,207 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
|---|---|
| Porch Area | 236 sqft |
| Patio Area | 16 sqft |
| Utility Building | 176 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00586734 |
|---|---|
| Street Address | 3231 AMHERST AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-2710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 15 BLK 935 LOT 16 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 15 |
| Legal Block | 935 |
| Legal Lot Number | 16 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 41006 |
3231 Amherst Ave is owned by two individuals who bought it in May 2023.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3225 AMHERST AVE, SPRING HILL, FL 34609-2710 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 31, 2019 | Loan Modification, Mortgage · Conventional with PMI BOSSON R P & BUNTING-B TR (RT) |
| Nov 20, 2018 | Loan Modification, Mortgage · Conventional with PMI BOSSON R P & BUNTING-B TR (RT) |
| May 4, 2018 | Loan Modification, Mortgage · Conventional Mortgage BOSSON R P & BUNTING-B TR (PT) |
| Sep 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage BOSSON R P & B M L TR (PT) |
| Feb 1, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2023 · Amount on File |
| Deed Sale | May 5, 2023 · Amount on File |
| Prior Sale | Jan 1, 2017 · Amount on File |
| Deed Document Number | 202326709 |
| Deed Book / Page | 4294 / 23 |
| Prior Transfer Date | Jan 20, 2017 |
| Prior Transfer Doc | 0034351380 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 5, 2023 |
| Property Address | 3231 AMHERST AVE, SPRING HILL, FL 34609-2710 |
| Document Number | 0042940023 |
| Book / Page | 4294 / 23 |
| Map Reference | MB 9 PG 10-15 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023026709 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Title Company | SOUTHEAST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7507 CRESAP ST, BROOKSVILLE, FL 34613-6045 |
| Name | Verified Name |
|---|---|
| Address | 3225 AMHERST AVE, SPRING HILL, FL 34609-2710 |
| Document Number | 2023026710 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 2023026710 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3231 AMHERST AVE, SPRING HILL, FL 34609-2710 |
| Document Number | 0037141204 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3231 AMHERST AVE SPRING HILL FL 346092710, SPRING HILL, FL 34609-2710 |
| Document Number | 0037141204 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 003714/001204 |
| Instrument | 36522 |
| Name | BOSSON R P & BUNTING-B TR (RT) |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 12, 2039 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3231 AMHERST AVE, SPRING HILL, FL 34609-2710 |
| Document Number | 0036451630 |
| Instrument Date | Nov 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2018 |
| Title Company | TALON TITLE SERVICES LLC, TALON TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3231 AMHERST AVE SPRING HILL FL 346092710, SPRING HILL, FL 34609-2710 |
| Document Number | 0036451630 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 003645/001630 |
| Instrument | 70794 |
| Name | BOSSON R P & BUNTING-B TR (RT) |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 26, 2038 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3231 AMHERST AVE, SPRING HILL, FL 34609-2710 |
| Document Number | 0035871186 |
| Instrument Date | May 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1321 IYYDALE RD SPRING HILL FL 34609, SPRING HILL, FL 34609 |
| Document Number | 0035871186 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 003587/001186 |
| Instrument | 32499 |
| Name | BOSSON R P & BUNTING-B TR (PT) |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 24, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 25, 2017 |
| Property Address | 3231 AMHERST AVE, SPRING HILL, FL 34609-2710 |
| Document Number | 0035090781 |
| Book / Page | 003509 / 000781 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 53976 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Title Company | TALON TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $497.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1321 IVYDALE RD SPRING HILL FL 346064220, SPRING HILL, FL 34606-4220 |
| Document Number | 35090783 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 003509/000783 |
| Instrument | 53977 |
| Name | BOSSON R P & B M L TR (PT) |
|---|---|
| Address | 2703 MONTAGUE CT E, CLEARWATER, FL 33761-1217 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 24, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 12% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 1, 2017 |
| Property Address | 3231 AMHERST AVE, SPRING HILL, FL 34609-2710 |
| Document Number | 0034351380 |
| Book / Page | 003435 / 001380 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 5774 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1321 IVYDALE RD SPRING HILL FL 346064220, SPRING HILL, FL 34606-4220 |
The 2025 property tax bill for 3231 Amherst Ave was $2,466.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,466.00 | $163,748 Land $37,500 Building $126,248 | $163,748 Land $37,500 Building $126,248 |
| 2023 | $56,640 (+10.33%) Land $56,640 | ||
| 2022 | $421.00 Homeowner's exemption | $51,336 | $157,796 Land $31,000 Building $126,796 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3231 Amherst Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3231 Amherst Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
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