3231 161st Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 3231 161st Rd, Live Oak, FL 32060

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,966 sqft · built 1994
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$1,217 (2024)
Deeds & Mortgages	Aug 2026 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-01S-12E-09676-000000`

Property Details

APN / Parcel Number

Primary APN	`23-01S-12E-09676-000000`
Alternative APN	`09676000000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,966 sqft Living Area
1st Floor Area	1,887 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2015
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3231 161ST RD
City	LIVE OAK
State	FL
Zip	32060-8022
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG 5.00 ACRES E 140 YDS OF N 175 YDS OF NE1/4 OF NE1/4 ORB 166 P 146 WD ORB 260 P 144-147 STIPULATION & AGREEMENT YR 84 ORB 385 P 661 QCD YR 91 ORB 1603 P 1-2 QCD YR 11 ORB 2356 P 263 QCD YR 2022 ORB 2361 P 82-83 WD YR 2022 ORB 2361 P 373 CQCD YR 20
Legal Range	12E
Legal Township	01S
Legal Section	23
Legal Subdivision	LIFE EST
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	3
Census Block	3041
Census Tract	970200

Owner

Source: Suwannee County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3231 161ST RD, LIVE OAK, FL 32060-8022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage CULLIN SMITH ABSTRACT AND TITLE, SMITH ABSTRACT & TITLE
May 25, 2022	Warranty Deed, Transfer · Seller Carry-Back ANNIE SALTER
May 31, 2022	Re-recorded Document SMITH ABSTRACT AND TITLE COMPANY, SMITH ABSTRACT AND TITLE LLC
May 10, 2022	Quit Claim Deed, Transfer SMITH ABSTRACT AND TITLE COMPANY, SMITH ABSTRACT & TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 6, 2022
Transfer Doc	0000253272
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Recording Date	Aug 4, 2026
Property Address	3231 161ST RD, LIVE OAK, FL 32060-8022
Document Number	0000008335
Book / Page	2722 / 81
Instrument Date	Aug 3, 2026
Instrument	20268335
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	CULLIN SMITH ABSTRACT AND TITLE, SMITH ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3231 161ST RD, LIVE OAK, FL 32060-8022

Mortgage

Document Number	0000008335,
Date	Aug 4, 2026
Book Page	2722/81
Instrument	20268335

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	130 Months
Due	Jun 3, 2037

Interest

Rate	5%
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	May 25, 2022
Property Address	3231 161ST RD, LIVE OAK, FL 32060-8022
Document Number	0000253139
Book / Page	2361 / 82
Instrument Date	May 6, 2022
Instrument	2022253139
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	SMITH ABSTRACT AND TITLE COMPANY, SMITH ABSTRACT & TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4569 NE STATE ROAD 6, 4569, LEE, FL 32059-4353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 SE SHALIMAR TRL, LEE, FL 32059-4769

Mortgage

Document Number	0000000084
Date	May 25, 2022
Instrument	2361/84

Lender

Name	ANNIE SALTER
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Interest

Rate	5%
Change Frequency	Monthly

May 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SUWANNEE FL
Recording Date	May 31, 2022
Property Address	3231 161ST RD, LIVE OAK, FL 32060-8022
Document Number	0000253272
Book / Page	2361 / 373
Instrument Date	May 6, 2022
Instrument	2022253272
Record Updated	Jun 15, 2022
Title Company	SMITH ABSTRACT AND TITLE COMPANY, SMITH ABSTRACT AND TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4569 NE STATE ROAD 6, 4569, LEE, FL 32059-4353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4569 NE STATE ROAD 6, LEE, FL 32059-4353

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	May 10, 2022
Property Address	3231 161ST RD, LIVE OAK, FL 32060-8022
Document Number	0000252416
Book / Page	2356 / 263
Instrument Date	May 6, 2022
Instrument	2022252416
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	SMITH ABSTRACT AND TITLE COMPANY, SMITH ABSTRACT & TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4569 NE STATE ROAD 6, 4569, LEE, FL 32059-4353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4569 NE STATE ROAD 6, LEE, FL 32059-4353

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$145,731 (+50.75%) Land $52,375 Building $93,356	$145,731 (+50.75%) Land $52,375 Building $93,356
2024	$1,217.00 (+2.96%)
2023	$1,182.00 (+25.61%) Homeowner's exemption	$96,671 (+141.94%) Land $39,750 Building $56,921	$96,671 (+104.92%) Land $39,750 Building $56,921
2022	$941.00	$39,956 Land $4,980 Building $34,976	$47,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	31 (1980–2012)
Claims Outside the SFHA	18 of 31
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 10 claims Hurricane Frances, Sep 2004 · 5 claims Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	100 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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