32306 Ruth Ct, Union City, CA 94587 Property Records

Alameda County property record for 32306 Ruth Ct, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1972
Lot Size	0.195 acres (8,480 sqft)
Owner	Trust Name on File
Last Sale	$1,070,000 (Oct 2020)
Tax Bill	$15,553 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`483-100-144`

Property Details

APN / Parcel Number

Primary APN	`483-100-144`
Alternative APN	`483-0100-144-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1974
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,480 sqft (0.195 acres)

Location & Zoning

Street Address	32306 RUTH CT
City	UNION CITY
State	CA
Zip	94587-5022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00032 BLK: TR: 3309
Legal Subdivision	TRACT 3309 IN THE CITY OF UNION CITY
Legal Tract	3309
Legal Lot Number	32
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2004
Census Tract	440305

Owner

32306 Ruth Ct is held in a trust since September 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	34103 TUPELO ST, FREMONT, CA 94555-3375
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOGIX FCU
Oct 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 1, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Oct 7, 2020	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Prior Sale	Nov 6, 2009 · Amount on File
Deed Document Number	2020263710
Last Transfer Date	Sep 29, 2021
Transfer Doc	0000328940
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	32306 RUTH CT, UNION CITY, CA 94587-5022
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32306 RUTH CT, UNION CITY, CA 94587-5022

Mortgage

Document Number	0000012038
Date	Jan 19, 2022
Instrument	2022012038

Lender

Name	LOGIX FCU
Type	Credit Union
Address	VALENCIA, CA 91355

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Feb 1, 2032
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Oct 1, 2021
Property Address	32306 RUTH CT, UNION CITY, CA 94587-5022
Document Number	0000328940
Map Reference	MB 75 PG 44
Instrument Date	Sep 29, 2021
Instrument	2021328940
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	34103 TUPELO ST, FREMONT, CA 94555-3375

Mortgage

Document Number	0000328941
Date	Oct 1, 2021
Instrument	2021328941

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	May 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Oct 1, 2021
Property Address	32306 RUTH CT, UNION CITY, CA 94587-5022
Document Number	0000328942
Map Reference	MB 75 PG 44
Instrument Date	Sep 24, 2021
Instrument	2021328942
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	34103 TUPELO ST, FREMONT, CA 94555-3375
Investor	Possibly a Property Investor

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 7, 2020
Property Address	32306 RUTH CT, UNION CITY, CA 94587-5022
Document Number	0000263710
Map Reference	MB 75 PG 44
Instrument Date	Sep 10, 2020
Instrument	2020263710
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	32306 RUTH CT, UNION CITY, CA 94587-5022

Mortgage

Document Number	0000263711
Date	Oct 7, 2020
Instrument	2020263711

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 32306 Ruth Ct was $15,553.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,181,343 (+2%) Land $354,403 Building $826,940
2025	$15,553.00	$1,158,188 Land $347,456 Building $810,732
2023	$15,206.00	$1,113,227 Land $333,968 Building $779,259	$1,177,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32306 Ruth Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32306 Ruth Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	570 / 120
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Sail Internet, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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