32302 S 555 Rd, Jay, OK 74346 Property Records

Delaware County property record for 32302 S 555 Rd, Jay, OK 74346

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft · built 1996
Lot Size	0.822 acres (35,834 sqft)
Owner	Company Name on Record
Last Sale	$155,000 (Nov 2022)
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24N23E-19-0-00166-002-0011`

Property Details

APN / Parcel Number

Primary APN	`24N23E-19-0-00166-002-0011`
Alternative APNs	`0020614` `20614`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	35,834 sqft (0.822 acres)

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	216 sqft
Patio Area	306 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20614
Street Address	32302 S 555 RD
City	JAY
State	OK
Zip	74346-5117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOGWOOD BEACH LOTS 7 & 11 BLOCK 2 2518-108 2518-115 2518-121 2523-465
Legal Range	23E
Legal Township	24N
Legal Section	19
Legal Subdivision	DOGWOOD BEACH
Legal Block	2
Legal Lot Number	7,11
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	1
Census Block	1005
Census Tract	375901

Owner

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	32302 S 555 RD, JAY, OK 74346-5117
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Feb 15, 2024	Quit Claim Deed, Transfer Quitclaim
Dec 14, 2023	Deed, Transfer NATIONS TITLE/OKC, NATIONS TITLE OF OKC
Nov 3, 2022	Warranty Deed, Transfer · Commercial Mortgage OKLAHOMA STATE BANK
Jun 7, 2022	Warranty Deed, Transfer · Commercial Mortgage OKLAHOMA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Prior Sale	Jun 7, 2022 · Amount on Record
Deed Document Number	202210694
Deed Book / Page	2465 / 133
Last Transfer Date	Jan 20, 2024
Transfer Doc	002523/465
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	32302 S 555 RD, JAY, OK 74346-5117
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19617 S 355TH EAST AVE, PORTER, OK 74454-5834

Mortgage

Document Number	002518/703
Date	Jan 8, 2024
Book Page	2518/703
Instrument	I-2024-000220

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OK
Recording Date	Feb 15, 2024
Property Address	32302 S 555 RD, JAY, OK 74346-5117
Document Number	002523/465
Book / Page	2523 / 465
Map Reference	MB 1655 PG 863
Instrument Date	Jan 20, 2024
Instrument	I-2024-001199
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32302 S 555 RD, JAY, OK 74346-5117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32302 S 555 RD, JAY, OK 74346-5117

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE OK
Recording Date	Dec 14, 2023
Property Address	32302 S 555 RD, JAY, OK 74346-5117
Document Number	002515/495
Book / Page	2515 / 495
Instrument Date	Dec 13, 2023
Instrument	I-2023-010560
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19617 S 355TH EAST AVE, PORTER, OK 74454-5834

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Nov 3, 2022
Property Address	32302 S 555 RD, JAY, OK 74346-5117
Document Number	002465/133
Book / Page	2465 / 133
Instrument Date	Oct 27, 2022
Instrument	I-2022-010694
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	FIRSTITLE AND ABSTRACT SERVICES INC, FIRSTITLE & ABSTRACT SVCS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32302 S 555 RD, JAY, OK 74346-5117

Mortgage

Document Number	I2022010695
Date	Nov 3, 2022
Instrument	I-2022-010695

Lender

Name	OKLAHOMA STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Jun 7, 2022
Property Address	32302 S 555 RD, JAY, OK 74346-5117
Document Number	002443/581
Book / Page	2443 / 581
Instrument Date	May 27, 2022
Instrument	I-2022-005469
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	FIRSTITLE AND ABSTRACT SERVICES INC, FIRSTITLE & ABSTRACT SVCS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 JACOBS WAY, YUKON, OK 73099-0515

Mortgage

Document Number	I2022005470
Date	Jun 7, 2022
Instrument	I-2022-005470

Lender

Name	OKLAHOMA STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,143 (+0.01%) Land $2,501 Building $15,642	$157,764 (+0.01%) Land $21,750 Building $136,014
2025	$1,468.00 (-1.54%)	$18,141 (+0.23%) Land $2,501 Building $15,640	$157,744 (+0.23%) Land $21,750 Building $135,994
2024	$1,491.00 (+2.19%)	$18,100 (+1.54%) Land $2,501 Building $15,599	$157,387 (+1.54%) Land $21,750 Building $135,637
2023	$1,459.00	$17,826 Land $1,898 Building $15,928	$155,000 Land $16,500 Building $138,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · lower than 71% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CO RWD # 3 serves 653 people · EPA ID OK1221615
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2024
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BOLT Fiber Fiber	1,000 / 1,000

May also be available: Atlink Services, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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