3230 Scaffold Cane Rd, Berea, KY 40403 Property Records

Madison County property record for 3230 Scaffold Cane Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on Record
Last Sale	$153,334 (Dec 2025)
Tax Bill	$2,131 (2025)
Deeds & Mortgages	Mar 2026 Sale Dec 2025 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0075-0000-0032-1`

Property Details

APN / Parcel Number

Primary APN	`0075-0000-0032-1`
Alternative APNs	`145952` `75072` `76119`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	76119
Street Address	3230 SCAFFOLD CANE RD
City	BEREA
State	KY
Zip	40403-9285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2 (5.00 ACRES)
Legal Tract	2
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2005
Census Tract	11102

Owner

Source: Madison County records, as of April 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	6434 LAWRENCEVILLE HWY, TUCKER, GA 30084-1706
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Dec 17, 2025	Commissioner's Deed, Foreclosure
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS GUARANTY BANK
May 9, 2023	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2025 · Amount on Record
Deed Sale	Dec 17, 2025 · Amount on Record
Deed Document Number	202514305987
Deed Book / Page	877 / 215
Record Updated	Jun 8, 2026

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Mar 26, 2026
Property Address	3230 SCAFFOLD CANE RD, BEREA, KY 40403-9285
Document Number	00D880/521
Book / Page	D880 / 521
Instrument Date	Feb 11, 2026
Instrument	2014332070
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4200 REGENT BLVD # BLVDB200, BLVDB200, IRVING, TX 75063-2237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6434 LAWRENCEVILLE HWY, TUCKER, GA 30084-1706

December 2025: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	MADISON KY
Recording Date	Dec 17, 2025
Property Address	3230 SCAFFOLD CANE RD, BEREA, KY 40403-9285
Document Number	00D877/215
Book / Page	D877 / 215
Instrument Date	Dec 4, 2025
Instrument	2014305987
Transaction Type	Foreclosure
Record Updated	Jan 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 REGENT BLVD # B200, B200, IRVING, TX 75063-2237
Investor	Possibly a Property Investor

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	3230 SCAFFOLD CANE RD, BEREA, KY 40403-9285
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 DREYFUS RD, BEREA, KY 40403-9616

Mortgage

Document Number	0M2188/198
Date	Sep 6, 2022
Book Page	M2188/198
Instrument	2014110296

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank
Address	RICHMOND, KY 40476

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 2, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 9, 2023
Property Address	3230 SCAFFOLD CANE RD, BEREA, KY 40403-9285
Document Number	000D838/69
Book / Page	D838 / 69
Instrument Date	May 4, 2023
Instrument	2014144125
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	181 KIDWELL LN, WACO, KY 40385-9621

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3230 SCAFFOLD CANE RD, BEREA, KY 40403-9285

Mortgage

Document Number	2014144127
Date	May 9, 2023
Instrument	2014144127

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,131.00 (+716.48%)	$226,000 (+737.04%)	$226,000 (+737.04%)
2023	$261.00	$27,000	$27,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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