3230 NC 181, Morganton, NC 28655 Property Records

Burke County property record for 3230 NC 181, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,452 sqft · built 1945
Lot Size1.01 acres (43,996 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Apr 2020)
Tax Bill$1,604 (2026)
Deeds & MortgagesMar 2022 Transfer
Apr 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1775964159

Property Details

APN / Parcel Number

Primary APN1775964159
Alternative APN
  • 19898

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,452 sqft Living Area
1st Floor Area1,452 sqft
Basement Area1,012 sqft
Unfinished Basement1,012 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area43,996 sqft (1.01 acres)
PorchSlab
Porch Area290 sqft
Deck Area304 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3230 NC 181
CityMORGANTON
StateNC
Zip28655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL MIXE
Legal Description3230 NC 181 MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionQUAKER MEADOWS
Census Block Group2
Census Block2014
Census Tract20204

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3234 NC 181, MORGANTON, NC 28655-9516
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2022Correction Deed
Apr 29, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST BANK
Mar 26, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Feb 5, 2019Deed in Lieu of Foreclosure, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2020 · Amount on Record
Deed SaleApr 29, 2020 · Amount on Record
Prior SaleMar 26, 2019 · Amount on Record
Deed Document Number202017039657
Deed Book / Page2461 / 768
Prior Transfer DateMar 21, 2019
Prior Transfer Doc0023940882
Record UpdatedOct 29, 2026

March 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionBURKE NC
Recording DateMar 18, 2022
Property Address3230 NC 181, MORGANTON, NC 28655
Document Number0026100514
Book / Page2610 / 514
Instrument DateMar 10, 2022
Instrument2022018762
Record UpdatedMar 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1767 SPAINHOUR RD, MORGANTON, NC 28655-7060

Transferred To (Grantee/Buyer)

NameVerified Name
Address3234 NC 181, MORGANTON, NC 28655-9516

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateApr 29, 2020
Property Address3230 NC 181, MORGANTON, NC 28655
Document Number0024610768
Book / Page2461 / 768
Instrument DateApr 28, 2020
Instrument2017039657
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1767 SPAINHOUR RD, 1767, MORGANTON, NC 28655-7060

Transferred To (Grantee/Buyer)

NameVerified Name
Address3234 NC 181, MORGANTON, NC 28655-9516

Mortgage

Document Number2017039658
DateApr 29, 2020
Instrument2017039658
Lender
NameFIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateMar 26, 2019
Property Address3230 NC 181, MORGANTON, NC 28655
Document Number0023940882
Book / Page002394 / 000882
Instrument DateMar 21, 2019
Instrument26056
Transaction TypeTransfer
Record UpdatedApr 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$72.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1767 SPAINHOUR RD MORGANTON NC 286557060, MORGANTON, NC 28655-7060

February 2019: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionBURKE NC
Recording DateFeb 5, 2019
Property Address3230 NC 181, MORGANTON, NC 28655
Document Number0023870421
Book / Page002387 / 000421
Instrument DateFeb 4, 2019
Instrument24459
Transaction TypeForeclosure
Record UpdatedMar 19, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 BOST RD MORGANTON NC 286558007, MORGANTON, NC 28655-8007

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,604.00 (+0.31%)$237,424 (-) Land $15,392 Building $222,032$237,424 (-) Land $15,392 Building $222,032
2025$1,599.00 (-0.5%)$237,424 (-) Land $15,392 Building $222,032$237,424 (-) Land $15,392 Building $222,032
2023$1,607.00$237,424 Land $15,392 Building $222,032$237,424 Land $15,392 Building $222,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
DSL
100 / 20

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