3230 Marnie Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3230 Marnie Ave, Waterloo, IA 50701

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	8,652 sqft · built 2007
Lot Size	1 acres (43,734 sqft)
Owner	Company Name on File
Last Sale	$715,000 (Oct 2022)
Tax Bill	$22,768 (2025)
Deeds & Mortgages	Oct 2021 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`8813-06-227-005`

Property Details

APN / Parcel Number

Primary APN	`8813-06-227-005`

Interior

Stories	1 Story
Building Area	8,652 sqft Gross Area
1st Floor Area	8,652 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Overhead Door	Overhead Door

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Metal
Construction Type	Frame
Fire Resistance	Fireproof Steel Frame
Roof Material	Metal
Lot Area	43,734 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	3230 MARNIE AVE
City	WATERLOO
State	IA
Zip	50701-4300
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	SOUTH WATERLOO COMMERCIAL PARK NELY 125 FT IN EVEN WIDTH LOT 1
Legal Range	13W
Legal Township	88N
Legal Section	06
Legal Subdivision	SOUTH WATERLOO COMMERCIAL PARK
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2013
Census Tract	1501

Owner

Source: Black Hawk County records · APN 8813-06-227-005

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3230 MARNIE AVE, WATERLOO, IA 50701-4300
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 01, 2022 · Amount on Record
Deed Sale	Oct 01, 2022 · Amount on Record
Prior Sale	Oct 01, 2021 · Amount on Record
Deed Document Number	20227164
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 01, 2021
Property Address	3230 MARNIE AVE, WATERLOO, IA 50701-4300
Document Number	202200007164
Instrument Date	Sep 30, 2021
Instrument	202200007164
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,143.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3230 MARNIE AVE, WATERLOO, IA 50701-4300

Mortgage

Document Number	202200007165
Date	Oct 01, 2021
Instrument	202200007165

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,768.00	$674,930 (+8.15%) Land $200,400 Building $474,530	$674,930 (+8.15%) Land $200,400 Building $474,530
2024	$22,768.00 (+65.47%)
2023		$624,080 (+42.04%) Land $200,400 Building $423,680	$624,080 (+42.04%) Land $200,400 Building $423,680
2022	$13,760.00	$439,380 Land $90,180 Building $349,200
2021			$439,380 Land $90,180 Building $349,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	12 units insured incl. 4 condo units
Nearby Flood Claims	1 (2004)
Most Recent Claim	Jun 2004 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Waterloo Telecommunications Utility Fiber	10,000 / 10,000
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

May also be available: AMG Technology Investment Group, Lumen Technologies.

Based on FCC filings for 56 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO WATER WORKS serves 69,504 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.