Duval County property record for 3230 Loretto Rd, Jacksonville, FL 32223 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,752 sqft · built 1981 |
| Lot Size | 4.37 acres (190,406 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,960 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 158869-0010 |
| Primary APN | 158869-0010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,752 sqft Living Area |
| Gross Area | 5,892 sqft |
| 1st Floor Area | 1,792 sqft |
| Upper Floors Area | 1,384 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 190,406 sqft |
| Garage Type | Detached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 1,392 sqft |
| Patio Area | 744 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Stable | 1,248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3230 LORETTO RD |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32223-1923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 39-4S-27E J GARCIAS GRANT PT RECD O/R BK 6974-1392 O/R BK 7217-2190 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 39 |
| Legal Subdivision | SECTION LAND |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 16803 |
Source: Duval County records · APN 158869-0010
Assessment roll updated June 3, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3230 LORETTO RD, JACKSONVILLE, FL 32223-1923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3230 LORETTO RD, JACKSONVILLE, FL 32223-1923 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0192961954 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 19296/1954 |
| Instrument | 2020157434 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32216 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 16, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,614 (+2.7%) | $1,042,720 (+1.17%) Land $672,277 Building $370,443 | |
| 2025 | $6,960.00 (+4.91%) Homeowner's exemption | $410,530 (+5.99%) | $1,030,711 (+14.23%) Land $654,400 Building $376,311 |
| 2024 | $6,634.00 (+2.71%) | ||
| 2023 | $6,459.00 (+8.9%) Homeowner's exemption | $387,341 (+3%) | $902,351 (+33.53%) Land $535,600 Building $366,751 |
| 2022 | $5,931.00 Homeowner's exemption | $376,060 | $675,748 Land $327,700 Building $348,048 |
Source: FEMA National Flood Hazard Layer, Duval County (12031C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310168034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 28 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 6 (1998–2020) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2020, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 299 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 2,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Verizon, IQ Fiber Intermediate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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