3230 Laredo Pl, Billings, MT 59102 Property Records

Yellowstone County property record for 3230 Laredo Pl, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,392 sqft · built 1970
Lot Size	0.227 acres (9,880 sqft)
Owner	2 Individual Names on File
Last Sale	$244,900 (Jun 2009)
Tax Bill	$2,470 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000C031770`

Property Details

APN / Parcel Number

Primary APN	`000C031770`
Alternative APNs	`03-1032-28-4-12-15-0000` `R0342134` `C031770` `C03177`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,392 sqft Living Area
1st Floor Area	1,617 sqft
Basement Area	775 sqft
Finished Basement	775 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,880 sqft (0.227 acres)
View / Lot	Neighborhood / Spot
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	30 sqft
Deck Area	60 sqft
Shed	1 Shed
Shed Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3230 LAREDO PL
City	BILLINGS
State	MT
Zip	59102-0120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	PALISADES PARK SUBD 1ST FILING, S28, T01 N, R25 E, BLOCK 8, LOT 15, LOTS 15-17 AMND
Legal Range	25E
Legal Township	01N
Legal Section	28
Legal Subdivision	PALISADES PARK SUBD 1ST FILING
Legal Block	8
Legal Lot Number	15
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2012
Census Tract	1805

Owner

3230 Laredo Pl is owned and occupied by two individuals who bought it in June 2009.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3230 LAREDO PL, BILLINGS, MT 59102-0120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2009 · Amount on File
Deed Sale	Jun 29, 2009 · Amount on File
Prior Sale	May 12, 2006 · Amount on File
Deed Document Number	20093513954
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3230 LAREDO PL, BILLINGS, MT 59102-0120
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003980121
Date	Jul 14, 2021
Instrument	3980121

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3230 Laredo Pl was $2,470, down 28.5% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,200 (-) Land $98,523 Building $289,677	$388,200 (-) Land $98,523 Building $289,677
2025	$2,470.00 (-28.53%)	$388,200 Land $98,523 Building $289,677	$388,200 Land $98,523 Building $289,677
2024	$3,456.00 (+8.17%)
2023	$3,195.00	$358,100	$358,100 Land $91,347 Building $266,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3230 Laredo Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3230 Laredo Pl is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100
T-Mobile Fixed Wireless	100 / 20