3230 Hill Ridge Dr, Eagan (Saint Paul), MN 55121 Property Records

Dakota County property record for 3230 Hill Ridge Dr, Eagan, MN 55121

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,408 sqft · built 1974
Lot Size	10 acres (465,259 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Oct 2025)
Tax Bill	$1,982 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-41300-07-088`

Property Details

APN / Parcel Number

Primary APN	`10-41300-07-088`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,408 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	780 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	465,259 sqft (10 acres)
Garage Type	Attached
Garage Area	272 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3230 HILL RIDGE DR
City	SAINT PAUL
State	MN
Zip	55121-1713
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ROBERT KARATZ ADDITION 3 2 CIC #347 VALLEY RIDGE TOWNHOMES UNIT #88
Legal Subdivision	ROBERT KARATZ ADDITION
Legal Block	7
Legal Lot Number	88
Legal Unit	88
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	2
Census Block	2003
Census Tract	60725

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3230 HILL RIDGE DR, 88, SAINT PAUL, MN 55121-1713
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 12, 2025	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Oct 13, 2025	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jan 24, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 30, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2025 · Amount on Record
Deed Sale	Oct 13, 2025 · Amount on Record
Prior Sale	Jan 28, 2013 · Amount on Record
Deed Document Number	20253695425
Prior Transfer Date	Jul 30, 2021
Prior Transfer Doc	0003481164
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3230 HILL RIDGE DR, EAGAN, MN 55121-1713
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3230 HILL RIDGE DR, EAGAN, MN 55121-1713

Mortgage

Document Number	0003554617
Date	Aug 23, 2022
Instrument	3554617

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3230 HILL RIDGE DR, EAGAN, MN 55121-1713
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003546268
Date	Jun 27, 2022
Instrument	3546268

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 15, 2042

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3230 HILL RIDGE DR, EAGAN, MN 55121-1713
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003687339
Date	Aug 12, 2025
Instrument	3687339

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 11, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Oct 13, 2025
Property Address	3230 HILL RIDGE DR, EAGAN, MN 55121-1713
Document Number	0003695425
Instrument Date	Sep 19, 2025
Instrument	3695425
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3230 HILL RIDGE DR # 88, 88, EAGAN, MN 55121-1713

Mortgage

Document Number	0003695426
Date	Oct 13, 2025
Instrument	3695426

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3230 HILL RIDGE DR, EAGAN, MN 55121-1713
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	SOUTHWEST FINANCIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003173998
Date	Jan 24, 2017
Instrument	3173998

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAKOTA MN
Recording Date	Jul 30, 2021
Property Address	3230 HILL RIDGE DR, EAGAN, MN 55121-1713
Document Number	0003481164
Instrument Date	Jul 30, 2021
Instrument	3481164
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3230 HILL RIDGE DR, EAGAN, MN 55121-1713

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	West St. Paul-Mendota Heights-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,982.00 Homeowner's exemption	$224,000 (+5.51%) Land $41,000 Building $183,000	$224,000 (+5.51%) Land $41,000 Building $183,000
2024		$212,300 Land $40,100 Building $172,200	$212,300 Land $40,100 Building $172,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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