3230 Gopher Canyon Rd, Vista, CA 92084 Property Records

San Diego County property record for 3230 Gopher Canyon Rd, Vista, CA 92084 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,360 sqft · built 1995
Lot Size	1.06 acres (46,174 sqft)
Owner	Company Name on File
Tax Bill	$7,258 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`172-012-09-00`

Property Details

APN / Parcel Number

Primary APN	`172-012-09-00`
Alternative APN	`1720111600`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,360 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	46,174 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1720111600
Street Address	3230 GOPHER CANYON RD
City	VISTA
State	CA
Zip	92084-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 4 TR PM01376
Legal Subdivision	PARCEL MAP NO. 1376
Legal Tract	1376
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2018
Census Tract	18803

Owner

Source: San Diego County records · APN 172-012-09-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3230 GOPHER CANYON RD, VISTA, CA 92084-1216
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Apr 28, 2022	Intrafamily Transfer, Transfer
Apr 28, 2022	Intrafamily Transfer, Transfer
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 20, 1997
Deed Sale	Mar 20, 1997
Deed Document Number	1997125883
Last Transfer Date	Apr 26, 2022
Transfer Doc	0000186244
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 10, 2026
Property Address	3230 GOPHER CANYON RD, VISTA, CA 92084-1216
Document Number	0000100181
Instrument Date	Apr 03, 2026
Instrument	2026100181
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	POST SETTLEMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	3230 GOPHER CANYON RD, VISTA, CA 92084-1216

Mortgage

Document Number	0000100181,
Date	Apr 10, 2026
Instrument	2026100181

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.43%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2022
Property Address	3230 GOPHER CANYON RD, VISTA, CA 92084-1216
Document Number	0000186243
Instrument Date	Apr 26, 2022
Instrument	2022-0186243
Transaction Type	Transfer
Record Updated	May 04, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3230 GOPHER CANYON RD, VISTA, CA 92084-1216

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2022
Property Address	3230 GOPHER CANYON RD, VISTA, CA 92084-1216
Document Number	0000186244
Map Reference	MAP 5374
Instrument Date	Apr 26, 2022
Instrument	2022-0186244
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3230 GOPHER CANYON RD, VISTA, CA 92084-1216

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3230 GOPHER CANYON RD, VISTA, CA 92084-1216
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000400072
Date	Sep 13, 2019
Instrument	2019-0400072

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3230 GOPHER CANYON RD, VISTA, CA 92084-1216
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000336099
Date	Jun 26, 2020
Instrument	2020-0336099

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$691,436 (+2%) Land $312,947 Building $378,489
2025	$7,258.00 (+1.85%) Homeowner's exemption	$677,879 (+4.04%) Land $306,811 Building $371,068
2024	$7,126.00 (+2.15%)
2023	$6,976.00 (+1.4%) Homeowner's exemption	$651,559 Land $294,899 Building $356,660
2022	$6,880.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730188032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005, rainfall accumulation, Severe Storms, Flooding, Debris Flows, And Mudslides

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	About 1 in 383 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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