3230 E Lazy Ln, Phoenix, AZ 85028 Property Records

Maricopa County property record for 3230 E Lazy Ln, Phoenix, AZ 85028

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,013 sqft · built 1976
Lot Size0.396 acres (17,277 sqft)
Owner2 Trust Names on Record
Last Sale$582,500 (Jan 2017)
Tax Bill$4,391 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Jan 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN165-14-101

Property Details

APN / Parcel Number

Primary APN165-14-101

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,013 sqft Living Area
1st Floor Area3,013 sqft

Exterior

Year BuiltBuilt 1976
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialBuilt-Up Asphalt
Lot Area17,277 sqft (0.396 acres)
Parking Spaces2 Parking Spaces
Pool Area557 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3230 E LAZY LN
CityPHOENIX
StateAZ
Zip85028-4951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionSIERRA BONITA UNIT THREE PER MCR 178-7
Legal Range03E
Legal Township03N
Legal Section25
Legal QuarterSW
Quarter-Quarter SectionNW
Legal SubdivisionSIERRA BONITA UNIT 3
Legal Lot Number70
Legal Unit3
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3015
Census Tract105101

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Co-ownerCo-owner on Record
Mailing Address3230 E LAZY LN, PHOENIX, AZ 85028-4951
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 13, 2022Deed of Trust, Mortgage · Line of Credit
FINEMARK NATIONAL BANK & TRUST
Jan 5, 2017Warranty Deed, Transfer · Conventional Mortgage
FINEMARK NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJan 5, 2017 · Amount on Record
Deed SaleJan 5, 2017 · Amount on Record
Prior SaleDec 7, 2012
Deed Document Number20170010985
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3230 E LAZY LN, PHOENIX, AZ 85028-4951
Transaction TypeMortgage
Record UpdatedMar 5, 2024
Title CompanyARIZONA PREMIER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000418418
DateMay 13, 2022
Instrument20220418418
Lender
NameFINEMARK NATIONAL BANK & TRUST
TypeBank
AddressSCOTTSDALE, AZ 85258
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJan 5, 2017
Property Address3230 E LAZY LN, PHOENIX, AZ 85028-4951
Document Number0000010985
Map ReferenceMAP178 PG7
Instrument DateJan 3, 2017
Instrument2017-0010985
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyFIRST ARIZONA TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3230 E LAZY LN, PHOENIX, AZ 85028-4951

Mortgage

Document Number0000010986
DateJan 5, 2017
Instrument2017-0010986
Lender
NameFINEMARK NATIONAL BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number0000010987
DateJan 5, 2017
Instrument2017-0010987
Lender
NameFINEMARK NATIONAL BANK & TRUST
TypeBank
AddressSCOTTSDALE, AZ 85258
Agreement
TypeARM
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.75%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2024
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change8.75%
Index1-Year CMT
Max Rate8.75%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$86,400 (-2.9%)$864,000 (-2.9%) Land $172,800 Building $691,200
2025$4,391.00 (-6.44%)
2024$88,980$889,800 Land $177,900 Building $711,900
2023$4,693.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 67% of Arizona
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
1,000 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

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