3230 E Hwy 72, Fredericktown, MO 63645 Property Records

Madison County property record for 3230 E Hwy 72, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	1,560 sqft · built 2000
Lot Size	9.78 acres (426,017 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jul 2026)
Tax Bill	$1,252 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-4.2-19-000-000-02S.000`

Property Details

APN / Parcel Number

Primary APN	`08-4.2-19-000-000-02S.000`
Alternative APN	`5676`

Interior

Stories	1 Story
Building Area	1,560 sqft Living Area
Flooring	Earth/Dirt
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	426,017 sqft (9.78 acres)
Garage Type	Mixed
Garage Area	680 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3230 E HIGHWAY 72
City	FREDERICKTOWN
State	MO
Zip	63645-8083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NWNE SURFACE ONLY
Legal Range	08
Legal Township	33
Legal Section	19
Jurisdiction	MADISON MO
Township / Civil Division	CASTOR
Census Block Group	3
Census Block	3030
Census Tract	960100

Owner

Source: Madison County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3230 E HIGHWAY 72, FREDERICKTOWN, MO 63645-8083
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage RIVERWAYS FEDERAL CREDIT UNION
Nov 18, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Jul 2, 2014 · Amount on Record
Deed Document Number	20261070
Deed Book / Page	589 / 347
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Jul 6, 2026
Property Address	3230 E HIGHWAY 72, FREDERICKTOWN, MO 63645-8083
Document Number	0000001070
Book / Page	589 / 347
Instrument Date	Jun 1, 2026
Instrument	20261070
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3230 E HIGHWAY 72, FREDERICKTOWN, MO 63645-8083

Mortgage

Document Number	0000001071,
Date	Jul 6, 2026
Book Page	589/350
Instrument	20261071

Lender

Name	RIVERWAYS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	3230 E HIGHWAY 72, FREDERICKTOWN, MO 63645-8083
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000548/719
Date	Nov 18, 2022
Book Page	548/719
Instrument	2022002010

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,252.00 (-0.08%)	$21,910 (-)	$121,530 (-) Land $8,790 Building $112,740
2023	$1,253.00	$21,910	$121,530 Land $8,790 Building $112,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY PWSD 1 NORTH AND SOUTH serves 1,705 people · EPA ID MO4024368
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T.

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