3230 Co Rd 22, Centre, AL 35960 Property Records

Cherokee County property record for 3230 Co Rd 22, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,680 sqft · built 1960
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on Record
Last Sale	$124,620 (Mar 2026)
Tax Bill	$10 (2026)
Deeds & Mortgages	Mar 2026 Foreclosure May 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-13-04-19-0-000-017.001`

Property Details

APN / Parcel Number

Primary APN	`13-13-04-19-0-000-017.001`
Alternative APNs	`ALT APN:1304190000017001` `933`

Interior

Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Porch	Slab
Porch Area	160 sqft

Location & Zoning

Account Number	933
Street Address	3230 COUNTY ROAD 22
City	CENTRE
State	AL
Zip	35960-8329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR NW/4-SE/4, S 60', SE 245' TO POB, SW 210',SE 105'NE 210',NW 105' TO POB
Legal Range	10E
Legal Township	10S
Legal Section	19
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	2
Census Block	2007
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 242928, MONTGOMERY, AL 36124-2928
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Foreclosure
May 16, 2022	Deed of Trust, Mortgage · FHA Mortgage FIRST FEDERAL BANK FSB
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK FSB
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Apr 21, 2021	Warranty Deed, Transfer
Nov 15, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2026 · Amount on Record
Deed Sale	Mar 24, 2026 · Amount on Record
Deed Document Number	2026242943
Prior Transfer Date	Mar 2, 2026
Prior Transfer Doc	0000242943
Record Updated	Oct 29, 2026

March 2026: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHEROKEE AL
Recording Date	Mar 24, 2026
Property Address	3230 COUNTY ROAD 22, CENTRE, AL 35960-8329
Document Number	0000242943
Instrument Date	Mar 4, 2026
Instrument	242943
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 242928, MONTGOMERY, AL 36124-2928

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	3230 COUNTY ROAD 22, CENTRE, AL 35960-8329
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000224291
Date	May 16, 2022
Instrument	224291

Lender

Name	FIRST FEDERAL BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	3230 COUNTY ROAD 22, CENTRE, AL 35960-8329
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000224297
Date	May 16, 2022
Instrument	224297

Lender

Name	FIRST FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2032

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 30, 2021
Property Address	3230 COUNTY ROAD 22, CENTRE, AL 35960-8329
Document Number	0000219567
Instrument Date	Jul 29, 2021
Instrument	219567
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1945 COUNTY ROAD 82, CEDAR BLUFF, AL 35959-3722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3230 COUNTY ROAD 22, CENTRE, AL 35960-8329

Mortgage

Document Number	0000219568
Date	Jul 30, 2021
Instrument	219568

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 21, 2021
Property Address	3230 COUNTY ROAD 22, CENTRE, AL 35960-8329
Document Number	0000217752
Instrument Date	Apr 2, 2021
Instrument	217752
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3230 COUNTY ROAD 22, CENTRE, AL 35960-8329

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Nov 15, 2019
Property Address	3230 COUNTY ROAD 22, CENTRE, AL 35960-8329
Document Number	0000209838
Map Reference	BK 348 PG 042
Instrument Date	Nov 8, 2019
Instrument	209838
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3230 COUNTY ROAD 22, CENTRE, AL 35960-8329

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10.00 (+11.11%)
2025	$9.00	$680 (-93.61%) Land $460 Building $220	$113,900 (+7.15%) Land $4,600 Building $109,300
2024	Additional exemption filed	$10,640 (-) Land $420 Building $10,220	$106,300 (-) Land $4,200 Building $102,100
2023	Additional exemption filed	$10,640	$106,300 Land $4,200 Building $102,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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