3230 Cliffside Dr, Cincinnati, OH 45251 Property Records

Hamilton County property record for 3230 Cliffside Dr, Cincinnati, OH 45251

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,425 sqft · built 1960
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Oct 2018)
Tax Bill	$2,871 (2025)
Deeds & Mortgages	May 2023 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`510-0102-0292-00`

Property Details

APN / Parcel Number

Primary APN	`510-0102-0292-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,425 sqft Living Area
1st Floor Area	925 sqft
2nd Floor Area	500 sqft

Exterior

Year Built	Built 1960
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	122 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	3230 CLIFFSIDE DR
City	CINCINNATI
State	OH
Zip	45251-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFFSIDE DR 60 X 122.96 IRR LOT 1304 NORTHBROOK 2ND BLK DD
Legal Subdivision	NORTHBROOK
Legal Block	DD
Legal Lot Number	1304
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	1
Census Block	1000
Census Tract	20741

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3230 CLIFFSIDE DR, CINCINNATI, OH 45251-2101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
Dec 29, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 24, 2019	Deed of Trust, Mortgage · VA Mortgage PROSPERITY HM MTG
Oct 18, 2018	Grant Deed, Transfer · VA Mortgage HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2018 · Amount on Record
Deed Sale	Oct 18, 2018 · Amount on Record
Prior Sale	Jan 8, 2003
Deed Document Number	2018-0092513
Deed Book / Page	13777 / 00044
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3230 CLIFFSIDE DR, CINCINNATI, OH 45251-2101
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3230 CLIFFSIDE DR, CINCINNATI, OH 45251-2101

Mortgage

Document Number	0000033029
Date	May 17, 2023
Book Page	14918/1185
Instrument	2023-0033029

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 12, 2063

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3230 CLIFFSIDE DR, CINCINNATI, OH 45251-2101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200137257
Date	Dec 29, 2020
Book Page	14323/600
Instrument	2020-0137257

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3230 CLIFFSIDE DR, CINCINNATI, OH 45251-2101
Document Number	0000085440
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3230 CLIFFSIDE DR CINCINNATI OH 452512101, CINCINNATI, OH 45251-2101

Mortgage

Document Number	0000085440
Date	Oct 3, 2019
Book Page	014015/000108
Instrument	85440

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 18, 2018
Property Address	3230 CLIFFSIDE DR, CINCINNATI, OH 45251-2101
Document Number	0000092513
Book / Page	013777 / 000044
Instrument Date	Oct 8, 2018
Instrument	92513
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$369.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3230 CLIFFSIDE DR CINCINNATI OH 452512101, CINCINNATI, OH 45251-2101

Mortgage

Document Number	92514
Date	Oct 18, 2018
Book Page	013777/000046
Instrument	92514

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,871.00 (+5.01%)	$48,542 (-) Land $8,600 Building $39,942
2024	$2,734.00 (+1.18%)	$48,542 (-) Land $8,600 Building $39,942
2023	$2,702.00 (-7.72%)	$48,542 (+12.76%) Land $8,600 Building $39,942	$138,690 (+12.76%) Land $24,570 Building $114,120
2022	$2,928.00	$43,050 Land $7,581 Building $35,469
2020			$123,000 Land $21,660 Building $101,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Cliffside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures