3230 15th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3230 15th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,064 sqft · built 1995
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jun 2021)
Tax Bill	$3,792 (2026)
Deeds & Mortgages	Jun 2021 Sale Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-45772-0001`

Property Details

APN / Parcel Number

Primary APN	`82-45772-0001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,064 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Width	72 ft Width
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	3230 15TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD27
Legal Description	LOT 002 BLK 001 CIMARRON ESTATES SECTION 26 TOWNSHIP 124 RANGE 028 SECTION 26 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	26
Legal Subdivision	CIMARRON ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3023
Census Tract	402

Owner

3230 15th Ave S is owned and occupied by an individual who bought it in June 2021.

Source: Stearns County records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	3230 15TH AVE S, SAINT CLOUD, MN 56301-5685
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jun 16, 2021	Deed, Transfer FIRST AMERICAN TITLE
Oct 26, 2020	Quit Claim Deed, Transfer Quitclaim
Oct 26, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2021 · Amount on File
Deed Sale	Jun 16, 2021 · Amount on File
Deed Document Number	20211606055
Prior Transfer Date	Jun 3, 2021
Prior Transfer Doc	00A1606054
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 16, 2021
Property Address	3230 15TH AVE S, SAINT CLOUD, MN 56301-5685
Document Number	00A1606055
Instrument Date	Jun 7, 2021
Instrument	A1606055
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3230 15TH AVE S, SAINT CLOUD, MN 56301-5685

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 16, 2021
Property Address	3230 15TH AVE S, SAINT CLOUD, MN 56301-5685
Document Number	00A1606054
Instrument Date	Jun 3, 2021
Instrument	A1606054
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 26, 2020
Property Address	3230 15TH AVE S, SAINT CLOUD, MN 56301-5685
Document Number	00A1584114
Instrument Date	Sep 14, 2019
Instrument	A1584114
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Notice of Trustee Sale Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3230 15TH AVE S, SAINT CLOUD, MN 56301-5685

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 26, 2020
Property Address	3230 15TH AVE S, SAINT CLOUD, MN 56301-5685
Document Number	00A1584113
Instrument Date	Sep 14, 2019
Instrument	A1584113
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 3230 15th Ave S was $3,792.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,792.00	$275,700 (+8.03%) Land $50,000 Building $225,700	$275,700 (+8.03%) Land $50,000 Building $225,700
2025		$255,200 Land $50,000 Building $205,200	$255,200 Land $50,000 Building $205,200
2023	$2,884.00	$240,000 Land $50,000 Building $190,000	$240,000 Land $50,000 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3230 15th Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3230 15th Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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