Cedar County property record for 323 Willow St, Bennett, IA 52721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,502 sqft · built 1908 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $89,000 (May 2026) |
| Tax Bill | $1,992 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Feb 2018 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037012161060030 |
| Primary APN | 037012161060030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,502 sqft Living Area |
| Basement Area | 795 sqft |
| Finished Basement | 225 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,013 sqft (0.161 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 323 WILLOW ST |
|---|---|
| City | BENNETT |
| State | IA |
| Zip | 52721-7741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BENNETT LOT 9 BLK 8 |
| Legal Subdivision | BENNETT |
| Legal Block | 8 |
| Legal Lot Number | 9 |
| Jurisdiction | CEDAR IA |
| Township / Civil Division | INLAND |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 450400 |
323 Willow St is owned and occupied by two individuals who bought it in May 2026.
Source: Cedar County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 323 WILLOW ST, BENNETT, IA 52721-7741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Feb 14, 2018 | Deed of Trust, Mortgage LIBERTY T&SB |
| Apr 22, 2013 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU |
| May 19, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION |
| May 19, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION |
| Mar 20, 2012 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2026 · Amount on File |
| Deed Sale | May 19, 2026 · Amount on File |
| Prior Sale | Mar 20, 2012 · Amount on File |
| Deed Document Number | 20261450 |
| Deed Book / Page | 1820 / 283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | Aug 18, 2026 |
| Property Address | 323 WILLOW ST, BENNETT, IA 52721-7741 |
| Document Number | 0000002488 |
| Book / Page | 1834 / 76 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 20262488 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 323 WILLOW ST, BENNETT, IA 52721-7741 |
| Document Number | 0000002488, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 1834/76 |
| Instrument | 20262488 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 323 WILLOW ST, BENNETT, IA 52721-7741 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001403/0000000112 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 0000001403/0000000112 |
| Name | LIBERTY T&SB |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 323 WILLOW ST, BENNETT, IA 52721-7741 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001166/050 |
|---|---|
| Date | Apr 22, 2013 |
| Book Page | 1166/050 |
| Instrument | 2013 1360 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | IOWA CITY, IA 52246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 15, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | May 19, 2026 |
| Property Address | 323 WILLOW ST, BENNETT, IA 52721-7741 |
| Document Number | 0000001450 |
| Book / Page | 1820 / 283 |
| Instrument Date | May 11, 2026 |
| Instrument | 20261450 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,301.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 323 WILLOW ST, BENNETT, IA 52721-7741 |
| Document Number | 0000001451, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 20261451 |
| Name | FREE STATE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | May 19, 2026 |
| Property Address | 323 WILLOW ST, BENNETT, IA 52721-7741 |
| Document Number | 001820/283 |
| Book / Page | 1820 / 283 |
| Instrument Date | May 11, 2026 |
| Instrument | 20261450 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,301.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 323 WILLOW ST, BENNETT, IA 52721-7741 |
| Document Number | 0000001451, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 20261451 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | Mar 20, 2012 |
| Property Address | 323 WILLOW ST, BENNETT, IA 52721-7741 |
| Document Number | 001098/017 |
| Book / Page | 1098 / 017 |
| Instrument Date | Mar 20, 2012 |
| Instrument | 2012 0991 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $127.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 323 WILLOW ST, BENNETT, IA 52721-7741 |
The 2026 property tax bill for 323 Willow St was $1,992.
Source: Cedar County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cedar County |
| Municipality | Bennett City |
| Unified School District | Bennett Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,992.00 | $142,940 (-) Land $10,000 Building $132,940 | $142,940 (-) Land $10,000 Building $132,940 |
| 2025 | $1,992.00 (+11.28%) | $142,940 Land $10,000 Building $132,940 | $142,940 Land $10,000 Building $132,940 |
| 2024 | $1,790.00 | ||
| 2023 | $111,210 (+33.39%) Land $10,000 Building $101,210 | $111,210 Land $10,000 Building $101,210 | |
| 2022 | $1,430.00 | $83,370 Land $8,750 Building $74,620 | |
| 2021 | $83,370 Land $8,750 Building $74,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 323 Willow St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 323 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENNETT WATERWORKS serves 347 people · EPA ID IA1603005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 60 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| F&B Communications Fiber | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 500 / 100 |
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